126 E 5th St, Valparaiso, NE 68065 Property Records

Saunders County property record for 126 E 5th St, Valparaiso, NE 68065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,302 sqft · built 1962
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Dec 2023)
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2987-23-3-13025-017-5500`

Property Details

APN / Parcel Number

Primary APN	`2987-23-3-13025-017-5500`
Alternative APN	`005845500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft
Basement Area	1,302 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	125 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	228 sqft
Deck Area	Deck Area
Patio Area	108 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	126 E 5TH ST
City	VALPARAISO
State	NE
Zip	68065-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 8-9 BLK 17 JENSENS ADDITION VALPARAISO; MAP NUMBER: 2987-23-3-13025-017-5500
Legal Range	05
Legal Township	13
Legal Section	23
Legal Subdivision	VALPARAISO-JENSENS SUB
Legal Block	17
Legal Lot Number	8-9
Jurisdiction	SAUNDERS NE
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3194
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 E 5TH ST, VALPARAISO, NE 68065-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CU
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage LIBERTY FIRST CU
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST
May 13, 2022	Warranty Deed, Transfer TITLE SERVICES, INC., TITLE SERVICES OF SAUNDERS C

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Feb 18, 2016 · Amount on Record
Deed Document Number	202317
Deed Book / Page	601 / 200
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	126 E 5TH ST, VALPARAISO, NE 68065-5001
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	DC TITLE AGENCY, D C TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 E 5TH ST, VALPARAISO, NE 68065-5001

Mortgage

Document Number	0006291255
Date	Dec 29, 2025
Book Page	629/1255
Instrument	2025-12-326

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Dec 1, 2023
Property Address	126 E 5TH ST, VALPARAISO, NE 68065-5001
Document Number	0006010200
Book / Page	601 / 200
Instrument Date	Nov 27, 2023
Instrument	2023-12-017
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	TITLE SERVICES GROUP, TITLE SVCS OF SAUNDERS CNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202312018
Date	Dec 1, 2023
Instrument	2023-12-018

Lender

Name	LIBERTY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	126 E 5TH ST, VALPARAISO, NE 68065-5001
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005930303
Date	Apr 5, 2023
Book Page	593/303
Instrument	2023-04-044

Lender

Name	CITIZENS BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	May 13, 2022
Property Address	126 E 5TH ST, VALPARAISO, NE 68065-5001
Document Number	0005800764
Book / Page	580 / 764
Instrument Date	May 12, 2022
Instrument	2022-05-233
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	TITLE SERVICES, INC., TITLE SERVICES OF SAUNDERS C

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Oak Creek Township
Municipality	Valparaiso Village
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,222.00 (-28.16%)	$183,636 (-2.26%) Land $9,870 Building $173,766	$183,636 (-2.26%) Land $9,870 Building $173,766
2023	$3,093.00 (+16.15%)	$187,882 (+27.06%) Land $9,870 Building $178,012	$187,882 (+27.06%) Land $9,870 Building $178,012
2022	$2,663.00	$147,864 Land $9,870 Building $137,994	$147,864 Land $9,870 Building $137,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Jan 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF VALPARAISO serves 600 people · EPA ID NE3115511
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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