231 E 5th St, Valparaiso, NE 68065 Property Records

Saunders County property record for 231 E 5th St, Valparaiso, NE 68065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,566 sqft · built 1943
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Feb 2022)
Tax Bill	$2,007 (2025)
Deeds & Mortgages	May 2026 Transfer Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2987-23-3-13085-001-5500`

Property Details

APN / Parcel Number

Primary APN	`2987-23-3-13085-001-5500`
Alternative APN	`005885500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	231 E 5TH ST
City	VALPARAISO
State	NE
Zip	68065-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 1-2 BLK 1 WEBER CITY PARK VALPARAISO; MAP NUMBER: 2987-23-3-13085-001-5500
Legal Range	05
Legal Township	13
Legal Section	23
Legal Subdivision	VALPARAISO-WEBER CITY PARK ADDN
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	SAUNDERS NE
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3207
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 E 5TH ST, VALPARAISO, NE 68065-5043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 25, 2022	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Feb 7, 2019	Warranty Deed, Transfer · FHA Mortgage REGENT FINANCIAL GROUP INC
Dec 1, 2017	Warranty Deed, Transfer · Line of Credit WAHOO ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Feb 7, 2019 · Amount on Record
Deed Document Number	2022402
Deed Book / Page	576 / 941
Last Transfer Date	May 7, 2026
Transfer Doc	0000000083
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUNDERS NE
Recording Date	May 7, 2026
Property Address	231 E 5TH ST, VALPARAISO, NE 68065-5043
Document Number	0000000083
Book / Page	635 / 727
Instrument Date	May 7, 2026
Instrument	202683
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Feb 25, 2022
Property Address	231 E 5TH ST, VALPARAISO, NE 68065-5043
Document Number	0005760941
Book / Page	576 / 941
Instrument Date	Jan 20, 2022
Instrument	2022-02-402
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	402 TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202202403
Date	Feb 25, 2022
Instrument	2022-02-403

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Feb 7, 2019
Property Address	231 E 5TH ST, VALPARAISO, NE 68065-5043
Document Number	0005140058
Book / Page	514 / 58
Instrument Date	Feb 2, 2019
Instrument	2019-02-065
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	CHARTER TITLE & ESCROW SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005140059
Date	Feb 7, 2019
Book Page	514/59
Instrument	2019-02-066

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Dec 1, 2017
Property Address	231 E 5TH ST, VALPARAISO, NE 68065-5043
Document Number	0004970775
Book / Page	000497 / 000775
Instrument Date	Nov 28, 2017
Instrument	21
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	TITLE SERVICES/PLAINS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 N CEDAR RD VALPARAISO NE 680658733, VALPARAISO, NE 68065-8733

Mortgage

Document Number	4970777
Date	Dec 1, 2017
Book Page	000497/000777
Instrument	22

Lender

Name	WAHOO ST BK
Type	Bank
Address	WAHOO, NE 68066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Oak Creek Township
Municipality	Valparaiso Village
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,007.00 (-32.92%)	$165,900 (-8.73%) Land $17,500 Building $148,400	$165,900 (-8.73%) Land $17,500 Building $148,400
2023	$2,992.00	$181,772 Land $17,500 Building $164,272	$181,772 Land $17,500 Building $164,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Jan 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF VALPARAISO serves 600 people · EPA ID NE3115511
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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