120 E 5th St, Valparaiso, NE 68065 Property Records

Saunders County property record for 120 E 5th St, Valparaiso, NE 68065

Property Summary

Property Type	Single Family Home
Details	1 ba · 560 sqft · built 1893
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2026)
Tax Bill	$682 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2987-23-3-13025-017-6000`

Property Details

APN / Parcel Number

Primary APN	`2987-23-3-13025-017-6000`
Alternative APN	`005846000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	560 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	36 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	120 E 5TH ST
City	VALPARAISO
State	NE
Zip	68065-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 7 & 10 (EXCPT W 12 1/2') BLK 17 JENSENS ADDITION TO VALPARAISO; MAP NUMBER: 2987-23-3-13025-017-6000
Legal Range	05
Legal Township	13
Legal Section	23
Legal Subdivision	VALPARAISO-JENSENS SUB
Legal Block	17
Legal Lot Number	7,10
Jurisdiction	SAUNDERS NE
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3194
Census Tract	968200

Owner

Source: Saunders County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 E 5TH ST, VALPARAISO, NE 68065-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage WEST GATE BANK
Jul 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Apr 13, 2017	Warranty Deed, Transfer TITLE SERVICES, INC.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Deed Document Number	2026179
Deed Book / Page	637 / 596
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jun 9, 2026
Property Address	120 E 5TH ST, VALPARAISO, NE 68065-5001
Document Number	0000000179
Book / Page	637 / 596
Instrument Date	Jun 5, 2026
Instrument	2026179
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	TITLE SERVICES, TITLE SERVICES OF SAUNDERS COU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 5TH ST, VALPARAISO, NE 68065-5001

Mortgage

Document Number	0000000180,
Date	Jun 9, 2026
Instrument	202606180

Lender

Name	WEST GATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000000181,
Date	Jun 9, 2026
Book Page	637/614
Instrument	2026181

Lender

Name	NEBRASKA INV FINANCIAL AUTHORITY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.23%
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 11, 2017
Property Address	120 E 5TH ST, VALPARAISO, NE 68065-5001
Document Number	0004920079
Book / Page	000492 / 000079
Instrument Date	Jul 4, 2017
Instrument	49200070
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Apr 13, 2017
Property Address	120 E 5TH ST, VALPARAISO, NE 68065-5001
Document Number	0004880932
Book / Page	000488 / 000932
Instrument Date	Apr 13, 2017
Instrument	126
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	TITLE SERVICES, INC.

Transaction

Amount	Amount Recorded
Tax	$87.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Oak Creek Township
Municipality	Valparaiso Village
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$682.00 (-29.91%)	$56,364 (-4.72%) Land $16,758 Building $39,606	$56,364 (-4.72%) Land $16,758 Building $39,606
2023	$973.00	$59,156 Land $16,758 Building $42,398	$59,156 Land $16,758 Building $42,398

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Jan 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF VALPARAISO serves 600 people · EPA ID NE3115511
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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