Lafayette County property record for 126 Chinkapin Loop, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,787 sqft · built 2007 |
| Lot Size | 0.155 acres (6,771 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,756 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147X-26-401.28 |
| Primary APN | 147X-26-401.28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,787 sqft Living Area |
| 1st Floor Area | 1,171 sqft |
| 2nd Floor Area | 495 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,771 sqft (0.155 acres) |
| Lot Dimensions | 155 ft deep x 45.2 ft wide |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 29101 |
|---|---|
| Street Address | 126 CHINKAPIN LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-7419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 OAKSHIRE PARK |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 26 |
| Legal Subdivision | OAKSHIRE PARK |
| Legal Lot Number | 20 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950504 |
126 Chinkapin Loop is owned by a company that acquired it in December 2021.
Source: Lafayette County records, as of August 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2114 COLUMBINE DR, TUPELO, MS 38801-7178 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS |
| Feb 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Sep 30, 2021 | Special Warranty Deed, Transfer · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jul 28, 2021 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2021 |
| Deed Sale | Dec 1, 2021 |
| Prior Sale | Sep 30, 2021 · Amount on File |
| Deed Document Number | 202113246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Aug 4, 2026 |
| Property Address | 126 CHINKAPIN LOOP, OXFORD, MS 38655-7419 |
| Document Number | 0000007113 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20267113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1950 HICKORY HILLS RD, FLORENCE, AL 35630-2627 |
| Document Number | 0000007113, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 20267113 |
| Name | BANKPLUS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Sep 1, 2033 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 126 CHINKAPIN LOOP, OXFORD, MS 38655-7419 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0201801411 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 201801411 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | PASCAGOULA, MS 39567 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 15, 2019 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Sep 30, 2021 |
| Property Address | 126 CHINKAPIN LOOP, OXFORD, MS 38655-7419 |
| Document Number | 0202110976 |
| Map Reference | CAB B SL 161 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 202110976 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5299 OLD HIGHWAY 11, HATTIESBURG, MS 39402-8859 |
| Name | Verified Name |
|---|---|
| Address | 2200 HARDY ST STE 30, 30, HATTIESBURG, MS 39401-5928 |
| Document Number | 0202110977 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 202110977 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 28, 2021 |
| Property Address | 126 CHINKAPIN LOOP, OXFORD, MS 38655-7419 |
| Document Number | 0202108171 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 202108171 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15549, HATTIESBURG, MS 39404-5549 |
The 2025 property tax bill for 126 Chinkapin Loop was $3,756.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,756.00 | $28,868 | $192,450 Land $30,000 Building $162,450 |
| 2023 | $3,182.00 | $24,461 | $163,070 Land $30,000 Building $133,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Chinkapin Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Chinkapin Loop is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures