Lafayette County property record for 119 Chinkapin Loop, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,810 sqft · built 2007 |
| Lot Size | 0.152 acres (6,639 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,766 (2025) |
| Deeds & Mortgages | Apr 2014 Mortgage Feb 2007 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147X-26-401.49 |
| Primary APN | 147X-26-401.49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,810 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,639 sqft (0.152 acres) |
| Lot Dimensions | 147 ft deep x 45.1 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 29122 |
|---|---|
| Street Address | 119 CHINKAPIN LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-7420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 OAKSHIRE PARK |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 26 |
| Legal Subdivision | OAKSHIRE PARK |
| Legal Lot Number | 15 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950504 |
119 Chinkapin Loop is owned by a company that acquired it in February 2026 and is owner-occupied.
Source: Lafayette County records, as of April 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 119 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2014 | Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK |
| Feb 5, 2007 | Deed of Trust, Mortgage RENASANT BANK |
| Feb 4, 2026 | Warranty Deed, Transfer |
| Jun 5, 2024 | Warranty Deed, Transfer |
| Feb 12, 2007 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2007 |
| Deed Sale | Feb 12, 2007 |
| Deed Document Number | 20071256 |
| Last Transfer Date | Feb 3, 2026 |
| Transfer Doc | 0002026811 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 119 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | MISSISSIPPI TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0201402843 |
|---|---|
| Date | Apr 17, 2014 |
| Instrument | 201402843 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 119 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0200701079 |
|---|---|
| Date | Feb 5, 2007 |
| Instrument | 200701079 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38802 |
| Amount | Amount on Record |
|---|---|
| Term | 11 Months |
| Due | Jan 26, 2008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Feb 4, 2026 |
| Property Address | 119 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Document Number | 0002026811 |
| Map Reference | CAB B SL 161 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 2026-811 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Name | Verified Name |
|---|---|
| Address | 119 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jun 5, 2024 |
| Property Address | 119 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Document Number | 0020244493 |
| Map Reference | CAB B SL 161 |
| Instrument Date | Jun 3, 2024 |
| Instrument | 2024-4493 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 119 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Feb 12, 2007 |
| Property Address | 119 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Document Number | 0200701256 |
| Map Reference | CAB B SL161 |
| Instrument Date | Feb 9, 2007 |
| Instrument | 200701256 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 AZALEA DR STE 300, 300, OXFORD, MS 38655-6901 |
| Name | Verified Name |
|---|---|
| Address | 1590 J CUNNINGHAM RD, TCHULA, MS 39169-4708 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 119 Chinkapin Loop was $1,766 with a homeowner's exemption.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,766.00 Homeowner's exemption | $15,880 | $158,800 Land $30,000 Building $128,800 |
| 2023 | $1,468.00 Homeowner's exemption | $13,591 | $135,910 Land $30,000 Building $105,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 119 Chinkapin Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 119 Chinkapin Loop is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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