Lafayette County property record for 129 Chinkapin Loop, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,907 sqft · built 2007 |
| Lot Size | 0.185 acres (8,077 sqft) |
| Owner | Company Name on Record |
| Last Sale | $175,000 (Mar 2020) |
| Tax Bill | $1,840 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan Sep 2013 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147X-26-401.32 |
| Primary APN | 147X-26-401.32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,907 sqft Living Area |
| 1st Floor Area | 1,501 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,077 sqft (0.185 acres) |
| Lot Dimensions | 154 ft deep x 66.3 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 29105 |
|---|---|
| Street Address | 129 CHINKAPIN LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-7420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 OAKSHIRE PARK |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 26 |
| Legal Subdivision | OAKSHIRE PARK |
| Legal Lot Number | 40 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950504 |
Source: Lafayette County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2863 BERKSHIRE DR, OXFORD, MS 38655-1999 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK |
| Sep 6, 2013 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 17, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 5, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC |
| May 15, 2014 | Warranty Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Mar 12, 2007 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2020 · Amount on Record |
| Deed Sale | Mar 5, 2020 · Amount on Record |
| Prior Sale | May 15, 2014 · Amount on Record |
| Deed Document Number | 20202035 |
| Last Transfer Date | Mar 16, 2026 |
| Transfer Doc | 0020262002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jun 3, 2026 |
| Property Address | 129 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Document Number | 0000004788 |
| Instrument Date | May 26, 2026 |
| Instrument | 20264788 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 2863 BERKSHIRE DR, OXFORD, MS 38655-1999 |
| Document Number | 0000004788, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20264788 |
| Name | FIRST STATE BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 10, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 129 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201308725 |
|---|---|
| Date | Sep 6, 2013 |
| Instrument | 201308725 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Mar 17, 2026 |
| Property Address | 129 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Document Number | 0020262002 |
| Map Reference | CAB B SL 161 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 2026-2002 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Name | Verified Name |
|---|---|
| Address | 2863 BERKSHIRE DR, OXFORD, MS 38655-1999 |
| Mail Care Of | JANET DICKENS ESQ |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Mar 5, 2020 |
| Property Address | 129 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Document Number | 0202002035 |
| Map Reference | CAB B SL 161 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 202002035 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 129 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Document Number | 0202002036 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 202002036 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | May 15, 2014 |
| Property Address | 129 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Document Number | 0201403926 |
| Map Reference | CAB B SL161 |
| Instrument Date | May 15, 2014 |
| Instrument | 201403926 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 FOREST RIDGE DR, OXFORD, MS 38655-5860 |
| Name | Verified Name |
|---|---|
| Address | 129 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Document Number | 0201403927 |
|---|---|
| Date | May 16, 2014 |
| Instrument | 201403927 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | TUPELO, MS 38801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Mar 12, 2007 |
| Property Address | 129 CHINKAPIN LOOP, OXFORD, MS 38655-7420 |
| Document Number | 0200702304 |
| Map Reference | CAB B SL161 |
| Instrument Date | Mar 8, 2007 |
| Instrument | 200702304 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 AZALEA DR STE 300, 300, OXFORD, MS 38655-6901 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 707 DERRY CIR, VACAVILLE, CA 95688-8511 |
| Document Number | 0200702305 |
|---|---|
| Date | Mar 12, 2007 |
| Instrument | 200702305 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2022 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,840.00 (+20.34%) Homeowner's exemption | $16,454 (+16.99%) | $164,540 (+16.99%) Land $30,000 Building $134,540 |
| 2023 | $1,529.00 Homeowner's exemption | $14,064 | $140,640 Land $30,000 Building $110,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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