126 Central Dr, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 126 Central Dr, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,524 sqft Living Area
Lot Size	25,265 sqft (0.58 acres)
Occupancy	Owner Occupied
Last Sale	$20,000 (2000)
Tax Bill	$6,424.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`364600 301.07-2-12.00`
Alternative APNs	`460030100700020120000000` `221889`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,524 sqft Living Area
1st Floor	1,524 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	25,265 sqft (0.58 acres)
Lot Width	133 ft Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	720 sqft Garage
Porch Area	132 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	221889
Street Address	126 CENTRAL DR
City	ONEONTA
State	NY
Zip	13820-3628
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FM 2193 0 12
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	OTSEGO NY
Minor Civil Division	ONEONTA
Census Blockgroup	4
Census Block	4004
Census Tract	590800

Owner

Source: Otsego County and Oneonta Town records · APN 364600 301.07-2-12.00

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	126 CENTRAL DR, ONEONTA, NY 13820-3628
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2000 · Amount on Record
Deed Sale	May 22, 2000 · Amount on Record
Deed Book / Page	900 / 200
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,424.00 (+227.25%)	$218,700 (-) Land $39,100 Building $179,600	$312,429 (+11.43%) Land $55,857 Building $256,572
2023	$1,963.00 Homeowner's exemption	$218,700 (-) Land $39,100 Building $179,600	$280,385 (+12.82%) Land $50,128 Building $230,257
2022		$218,700 Land $39,100 Building $179,600	$248,523 Land $44,432 Building $204,091

Flood & Wildfire

126 Central Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.