111 Central Dr, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 111 Central Dr, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,328 sqft · built 1994
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,164 (2026)
Flood Zone	Zone X (minimal risk)
APN	`364600 301.07-2-31.00`

Property Details

APN / Parcel Number

Primary APN	`364600 301.07-2-31.00`
Alternative APNs	`460030100700020310000000` `226289`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,328 sqft Living Area
1st Floor Area	1,636 sqft
Upper Floors Area	692 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	23,958 sqft (0.55 acres)
Lot Width	116 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	840 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	226289
Street Address	111 CENTRAL DR
City	ONEONTA
State	NY
Zip	13820-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	996FM 2193 0 31
Legal Block	2
Legal Lot Number	31.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	4
Census Block	4005
Census Tract	590800

Owner

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 CENTRAL DR, ONEONTA, NY 13820-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,164.00 (-43.39%)
2025	$14,422.00 (+523.52%)	$258,200 (-) Land $38,500 Building $219,700	$368,857 (+11.43%) Land $55,000 Building $313,857
2023	$2,313.00	$258,200 (-) Land $38,500 Building $219,700	$331,026 (+12.82%) Land $49,359 Building $281,667
2022		$258,200 Land $38,500 Building $219,700	$293,409 Land $43,750 Building $249,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20