106 Central Dr, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 106 Central Dr, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,400 sqft · built 2002
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$355,500 (Oct 2017)
Tax Bill	$8,066 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`364600 301.07-2-16.00`

Property Details

APN / Parcel Number

Primary APN	`364600 301.07-2-16.00`
Alternative APNs	`460030100700020160000000` `224789`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	23,958 sqft (0.55 acres)
Lot Width	115 ft Width
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	544 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	224789
Street Address	106 CENTRAL DR
City	ONEONTA
State	NY
Zip	13820-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	004FM 2193 0 16
Legal Block	2
Legal Lot Number	16.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	4
Census Block	4004
Census Tract	590800

Owner

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	106 CENTRAL DR, ONEONTA, NY 13820-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2020	Deed of Trust, Mortgage QUICKEN LNS
Oct 27, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	Oct 29, 2002 · Amount on Record
Deed Book / Page	2017 / 5227
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	106 CENTRAL DR, ONEONTA, NY 13820-3628
Document Number	0000000564
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CENTRAL DR ONEONTA NY 138203628, ONEONTA, NY 13820-3628

Mortgage

Document Number	0000000564
Date	Jan 29, 2021
Instrument	564

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Oct 27, 2017
Property Address	106 CENTRAL DR, ONEONTA, NY 13820-3628
Document Number	0000005227
Instrument Date	Oct 18, 2017
Instrument	5227
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CENTRAL DR ONEONTA NY 138203628, ONEONTA, NY 13820-3628

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,066.00 (-8.76%)
2025	$8,840.00 (+187.29%)	$255,100 (-) Land $38,500 Building $216,600	$364,429 (+11.43%) Land $55,000 Building $309,429
2023	$3,077.00	$255,100 (-) Land $38,500 Building $216,600	$327,051 (+12.82%) Land $49,359 Building $277,692
2022		$255,100 Land $38,500 Building $216,600	$289,886 Land $43,750 Building $246,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Central Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures