Saginaw County property record for 12693 Ithaca Rd, Saint Charles, MI 48655 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1991 |
| Square Footage | 3,087 sqft Living Area |
| Lot Size | 314,068 sqft (7.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $169,900 (2007) |
| Tax Bill | $1,482.00 (2025) |
| Primary APN | 24-10-3-07-2001-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 3,087 sqft Living Area |
| 1st Floor | 2,619 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 314,068 sqft (7.21 acres) |
| Parking Spaces | 9 Parking Spaces |
| Garage Area | 2,620 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 816 sqft Patio |
| Porch | Covered Porch |
| Porch Area | 130 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Storm Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 12693 ITHACA RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8513 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM AT A PT 1343.20 FT S76DEG W FROM N 1/4 CORN TH N76 DEG E 250 FT TH S 1278.32 FT TH S74DEG W 252.04 FT TH N 1286.73 FT TO POB 7.39 ACRES SEC 7 T10N R3E |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 07 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 12600 |
Source: Saginaw County records · APN 24-10-3-07-2001-004
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12693 ITHACA RD, SAINT CHARLES, MI 48655-8513 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED FINANCIAL CU |
| Feb 06, 2019 | Deed of Trust, Mortgage · Balloon Payment UNITED FINANCIAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2007 · Amount on Record |
| Deed Sale | Jul 18, 2007 · Amount on Record |
| Prior Sale | Jun 07, 2007 |
| Deed Book / Page | 2453 / 854 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12693 ITHACA RD, SAINT CHARLES, MI 48655-8513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021021940 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021021940 |
| Name | UNITED FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT CHARLES, MI 48655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12693 ITHACA RD, SAINT CHARLES, MI 48655-8513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002398 |
|---|---|
| Date | Feb 06, 2019 |
| Instrument | 2019002398 |
| Name | UNITED FINANCIAL CREDIT UNION |
|---|
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Mar 01, 2038 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,500 (+29.47%) | $413,000 (+29.47%) | |
| 2025 | $1,482.00 (-62.7%) Homeowner's exemption | ||
| 2023 | $159,500 | $319,000 | |
| 2022 | $3,973.00 |
12693 Ithaca Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Saginaw County (26145C), updated March 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures