Kane County property record for 1259 Ridgeway Dr, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,216 sqft · built 1968 |
| Lot Size | 0.344 acres (14,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jul 2014) |
| Tax Bill | $8,758 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jul 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-427-001 |
| Primary APN | 06-03-427-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,216 sqft Living Area |
| Gross Area | 2,840 sqft |
| Basement Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 14,994 sqft (0.344 acres) |
| Lot Width | 49 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1259 RIDGEWAY DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTURY OAKS 7TH ADDN LOT 90 |
| Legal Subdivision | CENTURY OAKS 7TH ADDN |
| Legal Block | 1 |
| Legal Lot Number | 90 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 851000 |
Source: Kane County records · APN 06-03-427-001
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1259 RIDGEWAY DR, ELGIN, IL 60123-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · Line of Credit CIBM BANK |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK |
| Jul 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG LLC |
| Aug 20, 2018 | Quit Claim Deed, Transfer PRECISION TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2014 · Amount on Record |
| Deed Sale | Jul 22, 2014 · Amount on Record |
| Prior Sale | Jul 14, 2011 · Amount on Record |
| Deed Document Number | 201435631 |
| Last Transfer Date | Jul 17, 2018 |
| Transfer Doc | 0000040661 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1259 RIDGEWAY DR, ELGIN, IL 60123-1449 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1259 RIDGEWAY DR, ELGIN, IL 60123-1449 |
| Document Number | 0000025595 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023K025595 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | WHEATON, IL 60187 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1259 RIDGEWAY DR, ELGIN, IL 60123-1449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032803 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 2019K032803 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1259 RIDGEWAY DR, ELGIN, IL 60123-1449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040639 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020K040639 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1259 RIDGEWAY DR, ELGIN, IL 60123-1449 |
| Document Number | 0000040662 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2018 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|---|
| Address | 1259 RIDGEWAY DR ELGIN IL 601231449, ELGIN, IL 60123-1449 |
| Document Number | 0000040662 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 40662 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
| Rate | 4.5% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 20, 2018 |
| Property Address | 1259 RIDGEWAY DR, ELGIN, IL 60123-1449 |
| Document Number | 0000040661 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 40661 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | PRECISION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1259 RIDGEWAY DR ELGIN IL 601231449, ELGIN, IL 60123-1449 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,758.00 (+15.86%) Homeowner's exemption | ||
| 2024 | $113,113 (+21.39%) Land $25,253 Building $87,860 | $339,475 (+21.44%) Land $75,789 Building $263,685 | |
| 2022 | $7,559.00 (+4.46%) Homeowner's exemption | $93,178 (+6.96%) Land $20,802 Building $72,376 | $279,534 (+6.96%) Land $62,406 Building $217,128 |
| 2021 | $7,236.00 Homeowner's exemption | $87,114 Land $19,448 Building $67,666 | $261,342 Land $58,344 Building $202,998 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T, T-Mobile USA, Opiquad. Availability varies by address; speeds are provider-advertised maximums, not measured.
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