1233 Ridgeway Dr, Elgin, IL 60123 Property Records

Kane County property record for 1233 Ridgeway Dr, Elgin, IL 60123 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1968
Square Footage	1,944 sqft Living Area
Lot Size	14,195 sqft (0.326 acres)
Garage	Attached
Occupancy	Owner Occupied
Tax Bill	$7,967.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-03-427-004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,944 sqft Living Area
Gross Area	2,568 sqft Gross Area
Basement Area	624 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level Style
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	14,195 sqft (0.326 acres)
Depth X Width	167 ft x 85 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Water Source	Commercial Water Source

Location & Zoning

Street Address	1233 RIDGEWAY DR
City	ELGIN
State	IL
Zip	60123-1449
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 7TH ADDN LOT 87
Legal Subdivision	CENTURY OAKS 7TH ADDN
Legal Block	1
Legal Lot Number	87
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	1
Census Block	1009
Census Tract	851000

Owner

Source: Kane County records · APN 06-03-427-004

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1233 RIDGEWAY DR, ELGIN, IL 60123-1449
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 04, 2002
Transfer Doc	0000116516
Record Refreshed	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1233 RIDGEWAY DR, ELGIN, IL 60123-1449
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 RIDGEWAY DR, ELGIN, IL 60123-1449
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039962
Date	Nov 14, 2023
Instrument	2023K039962

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Aug 01, 2043

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,967.00 (+15.87%) Homeowner's exemption	$112,434 (+8.57%) Land $27,140 Building $85,294	$337,437 (+8.57%) Land $81,453 Building $255,984
2024		$103,559 (+21.39%) Land $24,998 Building $78,561	$310,801 (+21.44%) Land $75,024 Building $235,777
2022	$6,876.00 (+4.5%) Homeowner's exemption	$85,309 (+6.96%) Land $20,593 Building $64,716	$255,927 (+6.96%) Land $61,779 Building $194,148
2021	$6,580.00 Homeowner's exemption	$79,758 Land $19,253 Building $60,505	$239,274 Land $57,759 Building $181,515