1255 Ridgeway Dr, Elgin, IL 60123 Property Records

Kane County property record for 1255 Ridgeway Dr, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,738 sqft · built 1969
Lot Size	0.528 acres (22,982 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2005)
Tax Bill	$8,654 (2025)
Deeds & Mortgages	Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-427-002`

Property Details

APN / Parcel Number

Primary APN	`06-03-427-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,738 sqft Living Area
1st Floor Area	2,738 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	22,982 sqft (0.528 acres)
Lot Width	49 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1255 RIDGEWAY DR
City	ELGIN
State	IL
Zip	60123-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 7TH ADDN LOT 89
Legal Subdivision	CENTURY OAKS 7TH ADDN
Legal Block	1
Legal Lot Number	89
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1009
Census Tract	851000

Owner

Source: Kane County records · APN 06-03-427-002

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1255 RIDGEWAY DR, ELGIN, IL 60123-1449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 2005 · Amount on Record
Deed Sale	Jan 05, 2005 · Amount on Record
Deed Document Number	20051664
Prior Transfer Date	Sep 09, 2002
Prior Transfer Doc	0000125292
Record Updated	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1255 RIDGEWAY DR, ELGIN, IL 60123-1449
Document Number	0000000526
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	May 02, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1255 RIDGEWAY DR ELGIN IL 601231449, ELGIN, IL 60123-1449

Mortgage

Document Number	0000000526
Date	Jan 04, 2017
Instrument	526

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jan 03, 2027

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,654.00 (+15.87%) Homeowner's exemption
2024		$111,852 (+21.39%) Land $25,253 Building $86,599	$335,690 (+21.44%) Land $75,789 Building $259,901
2022	$7,469.00 (+4.46%) Homeowner's exemption	$92,140 (+6.96%) Land $20,802 Building $71,338	$276,420 (+6.96%) Land $62,406 Building $214,014
2021	$7,150.00 Homeowner's exemption	$86,144 Land $19,448 Building $66,696	$258,432 Land $58,344 Building $200,088

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, T-Mobile USA, Opiquad. Availability varies by address; speeds are provider-advertised maximums, not measured.