Saginaw County property record for 12586 Gera Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1963 |
| Lot Size | 0.533 acres (23,217 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Oct 2025) |
| Tax Bill | $1,922 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-27-4205-000 |
| Primary APN | 05-10-6-27-4205-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,217 sqft (0.533 acres) |
| Garage Area | 1,392 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12586 GERA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 5 HENSEL SUBDIVISION A PART OF SE 1/4 SEC 27 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 27 |
| Legal Subdivision | HENSEL SUBDIVISION |
| Legal Lot Number | 5 |
| Legal Unit | 5 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 13100 |
12586 Gera Rd is owned and occupied by an individual who bought it in October 2025.
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12586 GERA RD, BIRCH RUN, MI 48415-9475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ICON MORTGAGE LENDING INC |
| Oct 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage ICON MORTGAGE LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on File |
| Deed Sale | Oct 29, 2025 · Amount on File |
| Deed Document Number | 202525423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12586 GERA RD, BIRCH RUN, MI 48415-9475 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12586 GERA RD, BIRCH RUN, MI 48415-9475 |
| Document Number | 0000025021 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025025021 |
| Name | ICON MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 5141 GATEWAY CTR STE 200, FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 29, 2025 |
| Property Address | 12586 GERA RD, BIRCH RUN, MI 48415-9475 |
| Document Number | 0000025423 |
| Map Reference | LB 10 PG 35 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025025423 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CAPITAL TITLE INSURANCE AGENCY, CAPITAL TITLEINSURANCE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5640 WILLOWBROOK DR, SAGINAW, MI 48638-5457 |
| Name | Verified Name |
|---|---|
| Address | 12586 GERA RD, BIRCH RUN, MI 48415-9475 |
| Document Number | 0000025021 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025025021 |
| Name | ICON MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 12586 Gera Rd was $1,922 with a homeowner's exemption, up 3.5% from the year before.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,600 (+2.55%) | $193,200 (+2.55%) | |
| 2025 | $1,922.00 (+3.5%) Homeowner's exemption | $94,200 | $188,400 |
| 2024 | $1,857.00 | ||
| 2023 | $76,500 | $153,000 | |
| 2022 | $1,616.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12586 Gera Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12586 Gera Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures