Saginaw County property record for 12613 Gera Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,312 sqft · built 2001 |
| Lot Size | 1.07 acres (46,914 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Feb 2023) |
| Tax Bill | $9,363 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-26-3004-004 |
| Primary APN | 05-10-6-26-3004-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 2,312 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,914 sqft (1.07 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 56 sqft |
| Patio Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12613 GERA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | S 175 FT OF N 650.61 FT OF W 300 FT OF N1/2 OF NW1/4 OF SW1/4 OF SEC 26 1.21 ACRES SEC 26 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 26 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 13100 |
12613 Gera Rd is owned by a company that acquired it in February 2023.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10500 RATHBUN WAY, BIRCH RUN, MI 48415-8468 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage GREAT LAKES FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2023 · Amount on File |
| Deed Sale | Feb 7, 2023 · Amount on File |
| Deed Document Number | 20232371 |
| Last Transfer Date | Feb 15, 2023 |
| Transfer Doc | 0000003352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 22, 2023 |
| Property Address | 12613 GERA RD, BIRCH RUN, MI 48415-9475 |
| Document Number | 0000003352 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2023003352 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10500 RATHBUN WAY, BIRCH RUN, MI 48415-8468 |
| Name | Verified Name |
|---|---|
| Address | 10500 RATHBUN WAY, BIRCH RUN, MI 48415-8468 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 7, 2023 |
| Property Address | 12613 GERA RD, BIRCH RUN, MI 48415-9475 |
| Document Number | 0000002371 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 2023002371 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | MICHIGAN TRUSTED TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12575 GERA RD, BIRCH RUN, MI 48415-9475 |
| Name | Verified Name |
|---|---|
| Address | 12613 GERA RD, BIRCH RUN, MI 48415-9475 |
| Document Number | 0000001871 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2023001871 |
| Name | GREAT LAKES FCU |
|---|---|
| Type | Credit Union |
| Address | BAY CITY, MI 48708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2033 |
The 2025 property tax bill for 12613 Gera Rd was $9,363.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,700 | $407,400 | |
| 2025 | $9,363.00 | ||
| 2023 | $152,600 | $305,200 | |
| 2022 | $4,768.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12613 Gera Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12613 Gera Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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