Saginaw County property record for 12510 Gera Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,488 sqft · built 1971 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,900 (Jun 2023) |
| Tax Bill | $1,464 (2022) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2022 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-27-4201-000 |
| Primary APN | 05-10-6-27-4201-000 |
|---|---|
| Alternative APN |
|
| Foundation Type | No Foundation |
|---|---|
| Lot Area | 53,143 sqft (1.22 acres) |
| Street Address | 12510 GERA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 HENSEL SUBDIVISION & ALSO INCLUDING S 100 FT OF E 300 FT OF SE 1/4 OF NE 1/4 -- 1.22 ACRES SEC 27 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 27 |
| Legal Subdivision | HENSEL SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 13100 |
12510 Gera Rd is owned and occupied by an individual who bought it in June 2023.
Source: Saginaw County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12510 GERA RD, BIRCH RUN, MI 48415-9475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 28, 2022 | Warranty Deed, Construction Loan · Construction Mortgage CIRCLE OF WEALTH FUND III LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on File |
| Deed Sale | Jun 29, 2023 · Amount on File |
| Deed Document Number | 202315495 |
| Prior Transfer Date | Jun 30, 2000 |
| Prior Transfer Doc | 2186001542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 29, 2023 |
| Property Address | 12510 GERA RD, BIRCH RUN, MI 48415-9475 |
| Document Number | 0000015495 |
| Map Reference | LB 10 PG 35 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023015495 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Title Company | DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6269 N MCKINLEY RD, FLUSHING, MI 48433-1166 |
| Name | Verified Name |
|---|---|
| Address | 1139 NE 10TH AVE APT 3, 3, FORT LAUDERDALE, FL 33304-2148 |
| Document Number | 0000015403 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023015403 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 28, 2022 |
| Property Address | 12510 GERA RD, BIRCH RUN, MI 48415-9475 |
| Document Number | 0000025723 |
| Map Reference | LB 10 PG 35 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022025723 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 11, 2022 |
| Title Company | DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12325 CARRIAGE TRAIL DR, 12325, DAVISBURG, MI 48350-1606 |
| Name | Verified Name |
|---|---|
| Address | 6269 N MCKINLEY RD, FLUSHING, MI 48433-1166 |
| Document Number | 0000025748 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022025748 |
| Name | CIRCLE OF WEALTH FUND III LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 14 Months |
| Due | Oct 31, 2023 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,000 (+30.43%) | $234,000 (+30.43%) | |
| 2025 | Homeowner's exemption | $89,700 | $179,400 |
| 2023 | $64,900 (+20.63%) | $129,800 (+20.63%) | |
| 2022 | $1,464.00 (+5.32%) | $53,800 | $107,600 |
| 2021 | $1,390.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12510 Gera Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12510 Gera Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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