12570 E Shelby Rd, Minster, OH 45865 Property Records

Shelby County property record for 12570 E Shelby Rd, Minster, OH 45865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,811 sqft · built 2001
Lot Size	0.5 acres (21,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jul 2013)
Tax Bill	$5,554 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`35-0431351.005`

Property Details

APN / Parcel Number

Primary APN	`35-0431351.005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,811 sqft Living Area
1st Floor Area	1,903 sqft
Upper Floors Area	558 sqft
Attic	Attic
Attic Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	21,800 sqft (0.5 acres)
Lot Dimensions	218 ft deep x 100 ft wide
Garage Area	835 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	225 sqft
Patio Area	446 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12570 E SHELBY RD
City	MINSTER
State	OH
Zip	45865-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 432 MAPLE GROVE SUB 255-04-31-351-005PLAT V23 P906
Legal Subdivision	MAPLE GROVE SUBDIVISION
Legal Lot Number	432
Jurisdiction	SHELBY OH
Township / Civil Division	MCLEAN
Census Block Group	1
Census Block	1007
Census Tract	971600

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12570 E SHELBY RD, MINSTER, OH 45865-9566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Line of Credit OSGOOD STATE BANK
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage OSGOOD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2013 · Amount on Record
Deed Sale	Jul 19, 2013 · Amount on Record
Deed Document Number	20134420
Deed Book / Page	1920 / 267
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	12570 E SHELBY RD, MINSTER, OH 45865-9566
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2299/89
Date	Jul 19, 2021
Book Page	2299/89
Instrument	202100004944

Lender

Name	OSGOOD STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2046

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	12570 E SHELBY RD, MINSTER, OH 45865-9566
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2294/182
Date	Jun 23, 2021
Book Page	2294/182
Instrument	202100004302

Lender

Name	OSGOOD STATE BANK
Type	Bank
Address	OSGOOD, OH 45351

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	McLean Township
Unified School District	Minster Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,554.00 (+1.46%)	$167,940 (-) Land $28,840 Building $139,100
2023	$5,474.00 (+26.01%) Homeowner's exemption	$167,940 (+33.19%) Land $28,840 Building $139,100	$479,850 (+33.21%) Land $82,410 Building $397,440
2022	$4,344.00 Homeowner's exemption	$126,090 Land $24,120 Building $101,970
2020			$360,230 Land $68,900 Building $291,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1996–2019)
Most Recent Claim	May 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jul 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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