St. Clair County property record for 1265 Ruppel Ln, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,216 sqft · built 1999 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (May 2022) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2018 Sale & Mortgage |
| APN | 04-19-0-215-004 |
| Primary APN | 04-19-0-215-004 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,216 sqft Living Area |
| Upper Floors Area | 76 sqft |
| Basement Area | 2,108 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 180 sqft |
| Patio Area | 540 sqft |
| Cooling System | Central |
|---|
| Street Address | 1265 RUPPEL LN |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE MANORS AT FAIRWOOD HILLS 5TH ADD LOT/SEC-99 A02746096 |
| Legal Subdivision | THE MANORS AT FAIRWOOD HILLS 5TH ADD |
| Legal Block | 215 |
| Legal Lot Number | 99 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 504355 |
1265 Ruppel Ln is owned and occupied by two individuals who bought it in May 2022.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1265 RUPPEL LN, O FALLON, IL 62269-7163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2022 | Warranty Deed, Transfer · VA Mortgage MIDWEST BANK CENTRE |
| Apr 4, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2022 · Amount on File |
| Deed Sale | May 13, 2022 · Amount on File |
| Prior Sale | Apr 4, 2018 · Amount on File |
| Deed Document Number | 20222746096 |
| Prior Transfer Date | Mar 12, 2014 |
| Prior Transfer Doc | 0002406554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 13, 2022 |
| Property Address | 1265 RUPPEL LN, O FALLON, IL 62269-7163 |
| Document Number | 0A02746096 |
| Map Reference | MB 97 PG 5 |
| Instrument Date | May 11, 2022 |
| Instrument | A02746096 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1265 RUPPEL LN, O FALLON, IL 62269-7163 |
| Document Number | 0A02746097 |
|---|---|
| Date | May 13, 2022 |
| Instrument | A02746097 |
| Name | MIDWEST BANK CENTRE |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 4, 2018 |
| Property Address | 1265 RUPPEL LN, O FALLON, IL 62269-7163 |
| Document Number | 00A2571942 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 2571942 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | PROFESSIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1265 RUPPEL LN O FALLON IL 622697163, O FALLON, IL 62269-7163 |
| Document Number | A2571943 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 2571943 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2048 |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $136,820 Land $29,460 Building $107,360 | $410,460 Land $88,380 Building $322,080 |
| 2022 | $101,846 Land $21,930 Building $79,916 | $305,538 Land $65,790 Building $239,748 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1265 Ruppel Ln; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1265 Ruppel Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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