Polk County property record for 1257 E 12th St, Des Moines, IA 50316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 1895 |
| Lot Size | 0.175 acres (7,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $133,000 (Aug 2020) |
| Tax Bill | $3,122 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110/01376-000-000 |
| Primary APN | 110/01376-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 1,690 sqft |
| 1st Floor Area | 839 sqft |
| Upper Floors Area | 521 sqft |
| Basement Area | 330 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,600 sqft (0.175 acres) |
| Lot Dimensions | 152 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1257 E 12TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50316-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 203 CAPITAL PARK |
| Legal Subdivision | CAPITAL PARK |
| Legal Lot Number | 203 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 4800 |
1257 E 12th St is owned and occupied by two individuals who bought it in August 2020.
Source: Polk County records, as of October 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1257 E 12TH ST, DES MOINES, IA 50316-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Dec 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Aug 12, 2020 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on File |
| Deed Sale | Aug 12, 2020 · Amount on File |
| Prior Sale | Mar 28, 2014 · Amount on File |
| Deed Document Number | 202016927 |
| Deed Book / Page | 18003 / 447 |
| Prior Transfer Date | Sep 2, 2010 |
| Prior Transfer Doc | 0000021190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 24, 2022 |
| Property Address | 1257 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 0000052182 |
| Book / Page | 19167 / 326 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 2022-00052182 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1257 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 0000052184 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022-00052184 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 5, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Number | 0000052185 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 19167/344 |
| Instrument | 2022-00052185 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 5, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1257 E 12TH ST, DES MOINES, IA 50316-2319 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1257 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 0000131741 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 18913/831 |
| Instrument | 2021-00131741 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78717 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 12, 2020 |
| Property Address | 1257 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 202000016927 |
| Book / Page | 18003 / 447 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 2020-00016927 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1257 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 202000016929 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2020-00016929 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1257 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 0000097892 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1257 E 12TH ST DES MOINES IA 503162319, DES MOINES, IA 50316-2319 |
| Document Number | 0000097892 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 017837/000878 |
| Instrument | 97892 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 18, 2040 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $174,800 Land $21,100 Building $153,700 | $174,800 Land $21,100 Building $153,700 | |
| 2024 | $3,122.00 | ||
| 2023 | $158,700 Land $18,800 Building $139,900 | $158,700 Land $18,800 Building $139,900 | |
| 2020 | $2,594.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1257 E 12th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1257 E 12th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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