Polk County property record for 1249 E 12th St, Des Moines, IA 50316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,917 sqft · built 1895 |
| Lot Size | 0.175 acres (7,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,000 (Jan 2015) |
| Tax Bill | $2,960 (2025) |
| Deeds & Mortgages | Dec 2021 Second Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110/01378-000-000 |
| Primary APN | 110/01378-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,917 sqft Living Area |
| Gross Area | 2,645 sqft |
| 1st Floor Area | 1,086 sqft |
| Upper Floors Area | 738 sqft |
| Attic | Attic |
| Attic Area | 93 sqft |
| Basement Area | 668 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,600 sqft (0.175 acres) |
| Lot Dimensions | 152 ft deep x 50 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Deck Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | Steam |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1249 E 12TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50316-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 205 CAPITAL PARK |
| Legal Subdivision | CAPITAL PARK |
| Legal Lot Number | 205 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 4800 |
1249 E 12th St is owned and occupied by an individual who bought it in January 2015.
Source: Polk County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1249 E 12TH ST, DES MOINES, IA 50316-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Oct 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2015 · Amount on File |
| Deed Sale | Jan 9, 2015 · Amount on File |
| Prior Sale | Jan 9, 2007 · Amount on File |
| Deed Document Number | 201564800 |
| Deed Book / Page | 15437 / 25 |
| Prior Transfer Date | Aug 14, 2008 |
| Prior Transfer Doc | 200900011530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1249 E 12TH ST, DES MOINES, IA 50316-2319 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1249 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 0000130276 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 18907/366 |
| Instrument | 2021-00130276 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1249 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 0000036990 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1249 E 12TH ST DES MOINES IA 503162319, DES MOINES, IA 50316-2319 |
| Document Number | 0000036990 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 017556/000212 |
| Instrument | 36990 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2049 |
The 2025 property tax bill for 1249 E 12th St was $2,960 with a homeowner's exemption.
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,960.00 Homeowner's exemption | $176,500 Land $21,100 Building $155,400 | $176,500 Land $21,100 Building $155,400 |
| 2024 | $2,960.00 | ||
| 2023 | $157,700 Land $18,800 Building $138,900 | $157,700 Land $18,800 Building $138,900 | |
| 2020 | $2,460.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1249 E 12th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1249 E 12th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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