Polk County property record for 1245 E 12th St, Des Moines, IA 50316
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,531 sqft · built 1896 |
| Lot Size | 0.175 acres (7,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $108,500 (Apr 2020) |
| Tax Bill | $2,384 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110/01379-000-000 |
| Primary APN | 110/01379-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,531 sqft Living Area |
| Gross Area | 2,211 sqft |
| 1st Floor Area | 1,184 sqft |
| Attic | Attic |
| Attic Area | 347 sqft |
| Basement Area | 546 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,600 sqft (0.175 acres) |
| Lot Dimensions | 152 ft deep x 50 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 206 sqft |
| Deck Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1245 E 12TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50316-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 206 CAPITAL PARK |
| Legal Subdivision | CAPITAL PARK |
| Legal Lot Number | 206 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 4800 |
Source: Polk County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1245 E 12TH ST, DES MOINES, IA 50316-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Apr 17, 2020 | Deed of Trust, Transfer BROKER SOLUTIONS |
| May 13, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC |
| May 13, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2020 · Amount on Record |
| Deed Sale | Apr 24, 2020 · Amount on Record |
| Prior Sale | May 13, 2019 · Amount on Record |
| Deed Document Number | 202019-00090008 |
| Deed Book / Page | 17797 / 562 |
| Prior Transfer Date | Mar 6, 2015 |
| Prior Transfer Doc | 0000078164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 23, 2026 |
| Property Address | 1245 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 0000045257 |
| Book / Page | 20601 / 628 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202645257 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1245 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 0000045257, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 20601/628 |
| Instrument | 202645257 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 286 Months |
| Due | May 1, 2050 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1245 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 0000090010 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1245 E 12TH ST DES MOINES IA 503162319, DES MOINES, IA 50316-2319 |
| Document Number | 0000090010 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 017797/000566 |
| Instrument | 90010 |
| Name | BROKER SOLUTIONS |
|---|---|
| Address | TUSTIN, CA 92780 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 13, 2019 |
| Property Address | 1245 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 201800080176 |
| Book / Page | 17324 / 0046 |
| Instrument Date | May 9, 2019 |
| Instrument | 2018-00080176 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1245 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 201800080178 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 2018-00080178 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 13, 2019 |
| Property Address | 1245 E 12TH ST, DES MOINES, IA 50316-2319 |
| Document Number | 0000080175 |
| Book / Page | 017324 / 000044 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 80175 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1245 E 12TH ST DES MOINES IA 503162319, DES MOINES, IA 50316-2319 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,900 (+11.54%) Land $21,100 Building $125,800 | $146,900 (+11.54%) Land $21,100 Building $125,800 | |
| 2024 | $2,384.00 (+20.04%) | ||
| 2023 | $131,700 Land $18,800 Building $112,900 | $131,700 Land $18,800 Building $112,900 | |
| 2020 | $1,986.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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