1257 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1257 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,025 sqft · built 1922
Lot Size	0.127 acres (5,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (Sep 2026)
Tax Bill	$3,178 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-41-0024`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-41-0024`
Alternative APNs	`8076343` `95490`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	400 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,520 sqft (0.127 acres)
Lot Dimensions	138 ft deep x 40 ft wide
View / Lot	Business Cluster
Garage Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	95490
Street Address	1257 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEONARDS SUB OF B6 COLLINS OL LOT 6 BLK 1
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	LEONARDS SUB OF B6 COLLINS OL
Legal Block	1
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1001
Census Tract	31701

Owner

Source: Ramsey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1257 7TH ST E, SAINT PAUL, MN 55106-4017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit DAKOTA COMMUNITY BANK & TRUST NA
Jun 21, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Deed Document Number	20262823145
Prior Transfer Date	May 14, 2021
Prior Transfer Doc	0002703452
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 2, 2026
Property Address	1257 7TH ST E, SAINT PAUL, MN 55106-4017
Document Number	0002823145
Instrument Date	Sep 1, 2026
Instrument	20262823145
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,781.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1257 7TH ST E, SAINT PAUL, MN 55106-4017

Mortgage

Document Number	0002823146,
Date	Sep 2, 2026
Instrument	20262823146

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1257 7TH ST E, SAINT PAUL, MN 55106-4017
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1257 7TH ST E, SAINT PAUL, MN 55106-4017

Mortgage

Document Number	0T02741421
Date	Sep 21, 2022
Instrument	T02741421

Lender

Name	DAKOTA COMMUNITY BANK & TRUST NA
Type	Bank
Address	BISMARCK, ND 58501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 19, 2042

Interest

Rate Type	Adjustable Rate

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Jun 21, 2021
Property Address	1257 7TH ST E, SAINT PAUL, MN 55106-4017
Document Number	0T02703452
Instrument Date	May 14, 2021
Instrument	T02703452
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1257 7TH ST E, SAINT PAUL, MN 55106-4017

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,400 (-0.83%) Land $23,200 Building $179,200	$202,400 (-0.83%) Land $23,200 Building $179,200
2025	$3,178.00 (+9.13%) Homeowner's exemption	$204,100 (+12.39%) Land $23,200 Building $180,900	$204,100 (+12.39%) Land $23,200 Building $180,900
2023	$2,912.00 Homeowner's exemption	$181,600 Land $12,100 Building $169,500	$181,600 Land $12,100 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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