1245 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1245 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 1,259 sqft · built 1915
Lot Size	0.206 acres (8,970 sqft)
Owner	Company Name on Record
Last Sale	$205,000 (Jun 2023)
Tax Bill	$6,038 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-41-0026`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-41-0026`
Alternative APNs	`8293208` `331729`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,259 sqft Living Area
1st Floor Area	1,052 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	8,970 sqft (0.206 acres)
Lot Dimensions	138 ft deep x 65 ft wide
View / Lot	Business Cluster
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	331729
Street Address	1245 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4017
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LEONARDS SUB OF B6 COLLINS OL W 25 FT OF LOT 8 AND ALL OF LOT 9 BLK 1
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	LEONARDS SUB OF B6 COLLINS OL
Legal Block	1
Legal Lot Number	8,9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1001
Census Tract	31701

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1245 7TH ST E, SAINT PAUL, MN 55106-4017
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 15, 2019	Warranty Deed, Transfer · Conventional with PMI CITY & CNTY EMP CU
Apr 24, 2019	Quit Claim Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC
Jul 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	20234992389
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 22, 2023
Property Address	1245 7TH ST E, SAINT PAUL, MN 55106-4017
Document Number	0A04992389
Instrument Date	Jun 12, 2023
Instrument	A04992389
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 7TH ST E, SAINT PAUL, MN 55106-4017

Mortgage

Document Number	0A04992390
Date	Jun 22, 2023
Instrument	A04992390

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 15, 2019
Property Address	1245 7TH ST E, SAINT PAUL, MN 55106-4017
Document Number	0004783544
Instrument Date	Nov 7, 2019
Instrument	4783544
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	SERVION TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 7TH ST E ST PAUL MN 551064017, ST PAUL, MN 55106-4017

Mortgage

Document Number	4783545
Date	Nov 15, 2019
Instrument	4783545

Lender

Name	CITY & CNTY EMP CU
Type	Credit Union
Address	SAINT PAUL, MN 55101

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 24, 2019
Property Address	1245 7TH ST E, SAINT PAUL, MN 55106-4017
Document Number	0004754064
Instrument Date	Apr 8, 2019
Instrument	4754064
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1192 PEANEY AVE ST PAUL MN 55106, ST PAUL, MN 55106

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 17, 2018
Property Address	1245 7TH ST E, SAINT PAUL, MN 55106-4017
Document Number	0004718290
Instrument Date	May 30, 2018
Instrument	4718290
Transaction Type	Transfer
Record Updated	Aug 20, 2018

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 MINNEHAHA AVE E ST PAUL MN 551064623, ST PAUL, MN 55106-4623

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,300 (-0.71%) Land $34,300 Building $260,000	$294,300 (-0.71%) Land $34,300 Building $260,000
2025	$6,038.00 (+93.9%) Homeowner's exemption	$296,400 (+39.02%) Land $34,300 Building $262,100	$296,400 (+39.02%) Land $34,300 Building $262,100
2023	$3,114.00 Homeowner's exemption	$213,200 (+6.97%) Land $17,800 Building $195,400	$213,200 (+6.97%) Land $17,800 Building $195,400
2022		$199,300 Land $17,800 Building $181,500	$199,300 Land $17,800 Building $181,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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