1256 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1256 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,957 sqft · built 1909
Lot Size	0.133 acres (5,837 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jul 2022)
Tax Bill	$3,426 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-44-0013`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-44-0013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,957 sqft Total Area
Gross Area	1,812 sqft
1st Floor Area	958 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1945
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,837 sqft (0.133 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1256 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4094
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	E
Legal Description	MESSERLI & ESCHBACH'S ADDITION E 5O FT OF LOT 3 BLK 2
Legal Range	22
Legal Township	29
Legal Section	28
Legal Quarter	4
Quarter-Quarter Section	13
Legal Subdivision	MESSERLI & ESCHBACHS ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	31701

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1256 7TH ST E, SAINT PAUL, MN 55106-4094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 21, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 20, 2019	Warranty Deed, Transfer AXIA FIN'L
Aug 27, 2018	Warranty Deed, Transfer REGIS TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Jun 20, 2019 · Amount on Record
Deed Document Number	A04956595
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1256 7TH ST E, SAINT PAUL, MN 55106-4094
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 7TH ST E, SAINT PAUL, MN 55106-4094

Mortgage

Document Number	0A05081460
Date	Oct 2, 2025
Instrument	A05081460

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 21, 2022
Property Address	1256 7TH ST E, SAINT PAUL, MN 55106-4094
Document Number	0A04956595
Instrument Date	Jun 30, 2022
Instrument	A04956595
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	REGIS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1256 7TH ST E, SAINT PAUL, MN 55106-4094

Mortgage

Document Number	0A04956596
Date	Jul 21, 2022
Instrument	A04956596

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 20, 2019
Property Address	1256 7TH ST E, SAINT PAUL, MN 55106-4094
Document Number	0004760767
Instrument Date	Jun 12, 2019
Instrument	4760767
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$653.82
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 7TH ST E ST PAUL MN 551064094, ST PAUL, MN 55106-4094

Mortgage

Document Number	4760769
Date	Jun 20, 2019
Instrument	4760769

Lender

Name	AXIA FIN'L
Type	Funding / Finance Company
Address	BELLEVUE, WA 98004

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

Mortgage

Document Number	4760768,
Date	Jun 20, 2019
Instrument	4760768

Lender

Name	AXIA FIN'L
Type	Funding / Finance Company
Address	BELLEVUE, WA 98004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 27, 2018
Property Address	1256 7TH ST E, SAINT PAUL, MN 55106-4094
Document Number	0004724399
Instrument Date	Aug 24, 2018
Instrument	4724399
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	REGIS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$601.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 7TH ST E ST PAUL MN 551064094, ST PAUL, MN 55106-4094

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,426.00 Homeowner's exemption	$252,500 Land $13,400 Building $239,100	$252,500 Land $13,400 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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