12562 Todd Rd, Ida, MI 48140 Property Records

Monroe County property record for 12562 Todd Rd, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,030 sqft · built 1997
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on File
Tax Bill	$1,833 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-021-012-30`

Property Details

APN / Parcel Number

Primary APN	`08-021-012-30`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,030 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Lot Area	436,036 sqft (10 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12562 TODD RD
City	IDA
State	MI
Zip	48140-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	2993-169 1534-44 T7S R7E 10.010 AMOL PART OF SW 1/4 OF SEC 21 COM AT SW COR OF SD SEC S 88 DEG 30'13"E ALG CL OF TODD RD
Legal Range	07E
Legal Township	07S
Legal Section	21
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	2
Census Block	2026
Census Tract	832800

Owner

Source: Monroe County records · APN 08-021-012-30

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12562 TODD RD, IDA, MI 48140-9001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE HUNTINGTON NATIONAL BANK
Mar 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12562 TODD RD, IDA, MI 48140-9001
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12562 TODD RD, IDA, MI 48140-9001

Mortgage

Document Number	0000009511
Date	Jun 22, 2023
Instrument	2023R09511

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12562 TODD RD, IDA, MI 48140-9001
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004277
Date	Mar 04, 2020
Instrument	2020R04277

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12562 TODD RD, IDA, MI 48140-9001
Document Number	0000009024
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12562 TODD RD IDA MI 481409001, IDA, MI 48140-9001

Mortgage

Document Number	0000009024
Date	May 21, 2018
Instrument	9024

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 20, 2033

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,900 (+25.38%)	$511,800 (+25.38%)
2025	$1,833.00 (-46.54%) Homeowner's exemption
2023	$3,429.00 Homeowner's exemption	$204,100	$408,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber	10,000 / 10,000
Defiance Holdings Fixed Wireless	200 / 50
Mercury Broadband Fixed Wireless	150 / 20

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Todd Rd

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