12630 Todd Rd, Ida, MI 48140 Property Records

Monroe County property record for 12630 Todd Rd, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft
Lot Size	9.79 acres (426,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Oct 1999)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Mar 2020 Construction Loan
Flood Zone	Zone A (high risk)
APN	`08-021-012-00`

Property Details

APN / Parcel Number

Primary APN	`08-021-012-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	920 sqft
Basement Area	384 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	426,452 sqft (9.79 acres)
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12630 TODD RD
City	IDA
State	MI
Zip	48140-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	1851-808 1534-45 1564-180 T7S R7E 9.791 AMOL PART OF THE SW 1/4 OF SEC 21 COM AT SW COR OF SEC 21 S 88 DEG 30'13"E ALG CL OF
Legal Range	07E
Legal Township	07S
Legal Section	21
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	2
Census Block	2026
Census Tract	832800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12630 TODD RD, IDA, MI 48140-9001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 1999 · Amount on Record
Deed Sale	Oct 15, 1999 · Amount on Record
Prior Sale	Sep 4, 1996 · Amount on Record
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12630 TODD RD, IDA, MI 48140-9001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004951
Date	Mar 12, 2020
Instrument	2020R04951

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,700 (+41.4%) Land $167,700	$335,400 (+41.4%) Land $335,400
2025	$2,443.00 (+23.26%) Homeowner's exemption
2023	$1,982.00 Homeowner's exemption	$118,600	$237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20