12400 Todd Rd, Ida, MI 48140 Property Records

Monroe County property record for 12400 Todd Rd, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 2007
Lot Size	4.18 acres (182,124 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jul 2018)
Tax Bill	$2,070 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`08-021-013-05`

Property Details

APN / Parcel Number

Primary APN	`08-021-013-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	1,790 sqft
Basement Area	1,790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	182,124 sqft (4.18 acres)
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12400 TODD RD
City	IDA
State	MI
Zip	48140-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	2018R13042 2873-271 SEC 21 T7S R7E 4.181 AC COM AT S 1/4 COR OF SEC 21 TH N 88 DEG 30' 13" W ON S LI OF SEC 21 AND CNT LI OF
Legal Range	07E
Legal Township	07S
Legal Section	21
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	2
Census Block	2026
Census Tract	832800

Owner

Source: Monroe County records · APN 08-021-013-05

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12400 TODD RD, IDA, MI 48140-9726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit GLASS CITY FEDERAL CREDIT UNION
Mar 27, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE 1 AT SUBURBAN
Jul 24, 2018	Warranty Deed, Transfer · VA Mortgage LEVEL ONE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	201813042
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jul 27, 2026
Property Address	12400 TODD RD, IDA, MI 48140-9726
Document Number	0000013110
Instrument Date	Jul 21, 2026
Instrument	202613110
Transaction Type	Mortgage
Record Updated	Aug 04, 2026
Title Company	E-TITLE SERVICES LLC, E-TITLE SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12400 TODD RD, IDA, MI 48140-9726

Mortgage

Document Number	0000013110,
Date	Jul 27, 2026
Instrument	202613110

Lender

Name	GLASS CITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2041

Interest

Rate	5.84%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12400 TODD RD, IDA, MI 48140-9726
Document Number	0000007256
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12400 TODD RD IDA MI 481409726, IDA, MI 48140-9726

Mortgage

Document Number	0000007256
Date	Apr 17, 2020
Instrument	7256

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Interest

Rate	5%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 24, 2018
Property Address	12400 TODD RD, IDA, MI 48140-9726
Document Number	2018R13042
Instrument Date	Jul 20, 2018
Instrument	2018R13042
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6080 DOUGLAS RD, 6080, IDA, MI 48140-9514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 ELK RIDGE DR, DUNDEE, MI 48131-9571

Mortgage

Document Number	0000013043
Date	Jul 24, 2018
Instrument	2018R13043

Lender

Name	LEVEL ONE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,100 (+21.48%)	$450,200 (+21.48%)
2025	$2,070.00 (-46.28%) Homeowner's exemption
2023	$3,853.00 Homeowner's exemption	$185,300	$370,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber	10,000 / 10,000
Defiance Holdings Fixed Wireless	200 / 50
Mercury Broadband Fixed Wireless	150 / 20

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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