1256 W 97th St, Chicago, IL 60643 Property Records

Cook County property record for 1256 W 97th St, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,207 sqft · built 1924
Lot Size0.178 acres (7,750 sqft)
OwnerIndividual Name on Record
Last Sale$186,500 (Jun 2019)
Tax Bill$2,894 (2023)
Deeds & MortgagesJun 2019 Sale & Mortgage
Sep 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN25-08-109-023

Property Details

APN / Parcel Number

Primary APN25-08-109-023
Alternative APN
  • 25-08-109-023-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,207 sqft Living Area
1st Floor Area1,207 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1926
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area7,750 sqft (0.178 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1256 W 97TH ST
CityCHICAGO
StateIL
Zip60643-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal Range14E
Legal Township37N
Legal Section08
Legal SubdivisionE A CUMMINGS
Legal Block7
Legal Lot Number45,46
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2016
Census Tract730400

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1256 W 97TH ST, CHICAGO, IL 60643-1416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2019Warranty Deed, Transfer · FHA Mortgage
FIFTH THIRD BK
Sep 13, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2019 · Amount on Record
Deed SaleJun 7, 2019 · Amount on Record
Prior SaleSep 13, 2017 · Amount on Record
Deed Document Number201942129
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 7, 2019
Property Address1256 W 97TH ST, CHICAGO, IL 60643-1416
Document Number1915842129
Instrument DateJun 4, 2019
Instrument15842129
Transaction TypeTransfer
Record UpdatedJun 17, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$186.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1256 W 96TH ST CHICAGO IL 606431414, CHICAGO, IL 60643-1414

Mortgage

Document Number1915842130
DateJun 7, 2019
Instrument15842130
Lender
NameFIFTH THIRD BK
TypeBank
AddressOH 45227
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 6, 2049
Interest
Rate4.12%

September 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCOOK IL
Recording DateSep 13, 2017
Property Address1256 W 97TH ST, CHICAGO, IL 60643-1416
Document Number1725629004
Instrument DateAug 30, 2017
Instrument25629004
Transaction TypeForeclosure
Record UpdatedSep 22, 2017

Transaction

AmountAmount Recorded
Tax$55.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address10636 S KOSTNER AVE OAK LAWN IL 604535312, OAK LAWN, IL 60453-5312

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,001 (-5.87%) Land $7,363 Building $8,638$160,010 (-5.87%) Land $73,630 Building $86,380
2023$2,894.00 (+3.32%)
2022$2,801.00 (+1.63%)$16,999 (-) Land $5,812 Building $11,187$169,990 (-) Land $58,120 Building $111,870
2021$2,756.00$16,999 Land $5,812 Building $11,187$169,990 Land $58,120 Building $111,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 973 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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