Cook County property record for 1304 W 97th St, Chicago, IL 60643
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,323 sqft · built 1956 |
| Lot Size | 0.105 acres (4,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,333 (2023) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-08-108-028 |
| Primary APN | 25-08-108-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,560 sqft (0.105 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1304 W 97TH ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | (LONGWOOD) (HOMES) RESUB OF BLK 5 VAC ALLEYS & VAC 66 FT ST N OF & ADJ IN HILLIARD & DOBBIN RESUB 1ST ADD TO WASH HTS SUB OF |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 08 |
| Legal Subdivision | LONGWOOD HOMES |
| Legal Block | 5 |
| Legal Lot Number | 30 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 730400 |
1304 W 97th St is owned and occupied by an individual.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1304 W 97TH ST, CHICAGO, IL 60643-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 25, 2026 |
| Property Address | 1304 W 97TH ST, CHICAGO, IL 60643-1418 |
| Document Number | 0000000002 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20262 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1304 W 97TH ST, CHICAGO, IL 60643-1418 |
| Document Number | 0000000002, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 20262 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2056 |
| Max Rate | -1% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,000 Land $4,332 Building $9,668 | $140,000 Land $43,320 Building $96,680 | |
| 2023 | $2,333.00 (+4.34%) | ||
| 2022 | $2,236.00 (+211.42%) Homeowner's exemption Senior Citizen's exemption | $17,000 (-) Land $3,420 Building $13,580 | $170,000 (-) Land $34,200 Building $135,800 |
| 2021 | $718.00 Homeowner's exemption Senior Citizen's exemption | $17,000 Land $3,420 Building $13,580 | $170,000 Land $34,200 Building $135,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1304 W 97th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1304 W 97th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 973 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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