Cook County property record for 1246 W 97th St, Chicago, IL 60643
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 1,848 sqft · built 1891 |
| Lot Size | 0.11 acres (4,805 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,000 (Dec 2012) |
| Tax Bill | $641 (2023) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-08-109-044 |
| Primary APN | 25-08-109-044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1893 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,805 sqft (0.11 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1246 W 97TH ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | (SUBDIVISION) OF WH OF BLK 2 & ALL OF BLKS 3,6,7&10 I N HILLIARDS & DOBBINS OF THAT PT TO 1ST ADD TO WASHINGTON HTS SUB OF EH |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 08 |
| Legal Subdivision | WASHINGTON HTS SUB |
| Legal Block | 2,3,6 |
| Legal Lot Number | 42,43 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 730400 |
Source: Cook County records, as of June 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1246 W 97TH ST, CHICAGO, IL 60643-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Aug 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Aug 21, 2018 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2012 · Amount on Record |
| Deed Sale | Dec 5, 2012 · Amount on Record |
| Prior Sale | Jun 15, 2011 · Amount on Record |
| Deed Document Number | 201241069 |
| Prior Transfer Date | May 30, 2012 |
| Prior Transfer Doc | 0000016053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 22, 2026 |
| Property Address | 1246 W 97TH ST, CHICAGO, IL 60643-1416 |
| Document Number | 0000031125 |
| Instrument Date | May 16, 2026 |
| Instrument | 202631125 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1246 W 97TH ST, CHICAGO, IL 60643-1416 |
| Document Number | 0000031125, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202631125 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 269 Months |
| Due | Oct 1, 2048 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1246 W 97TH ST, CHICAGO, IL 60643-1416 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1246 W 97TH ST, CHICAGO, IL 60643-1416 |
| Document Number | 0022624277 |
|---|---|
| Date | Aug 13, 2024 |
| Instrument | 2422624277 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 290 Months |
| Due | Oct 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1246 W 97TH ST, CHICAGO, IL 60643-1416 |
| Document Number | 1826119110 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1246 W 97TH ST CHICAGO IL 606431416, CHICAGO, IL 60643-1416 |
| Document Number | 1826119110 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 26119110 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2048 |
| Rate | 4.75% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,000 (+120.61%) Land $4,565 Building $9,435 | $140,000 (+120.61%) Land $45,650 Building $94,350 | |
| 2023 | $641.00 (+6.3%) | ||
| 2022 | $603.00 (-0.82%) Homeowner's exemption | $6,346 (-) Land $3,603 Building $2,743 | $63,460 (-) Land $36,030 Building $27,430 |
| 2021 | $608.00 Homeowner's exemption | $6,346 Land $3,603 Building $2,743 | $63,460 Land $36,030 Building $27,430 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 973 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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