1255 Sycamore St, Elgin, IL 60123 Property Records

Kane County property record for 1255 Sycamore St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,976 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Dec 2020)
Tax Bill	$9,859 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-203-002`

Property Details

APN / Parcel Number

Primary APN	`06-33-203-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,172 sqft
Basement Area	1,196 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1255 SYCAMORE ST
City	ELGIN
State	IL
Zip	60123-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE 6 LOT 637
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	6
Legal Block	4
Legal Lot Number	637
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4001
Census Tract	851907

Owner

Source: Kane County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1255 SYCAMORE ST, ELGIN, IL 60123-4104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
May 19, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Sep 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Aug 22, 1997 · Amount on Record
Deed Document Number	202074743
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0000025739
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 3, 2020
Property Address	1255 SYCAMORE ST, ELGIN, IL 60123-4104
Document Number	0000074743
Instrument Date	Oct 13, 2020
Instrument	2020K074743
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 SYCAMORE ST, 1255, ELGIN, IL 60123-4104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 SYCAMORE ST, ELGIN, IL 60123-4104

Mortgage

Document Number	0000074744
Date	Dec 3, 2020
Instrument	2020K074744

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Interest

Rate	2.87%

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KANE IL
Recording Date	May 19, 2020
Property Address	1255 SYCAMORE ST, ELGIN, IL 60123-4104
Document Number	0000025739
Instrument Date	May 18, 2020
Instrument	25739
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 SYCAMORE ST ELGIN IL 601234104, ELGIN, IL 60123-4104

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 30, 2019
Property Address	1255 SYCAMORE ST, ELGIN, IL 60123-4104
Document Number	0000045772
Instrument Date	Sep 28, 2019
Instrument	45772
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1255 SYCAMORE ST ELGIN IL 601234104, ELGIN, IL 60123-4104

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1255 SYCAMORE ST, ELGIN, IL 60123-4104
Document Number	0000003835
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1255 SYCAMORE ST ELGIN IL 601234104, ELGIN, IL 60123-4104

Mortgage

Document Number	0000003835
Date	Jan 29, 2019
Instrument	3835

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,859.00 (+15.88%) Homeowner's exemption	$137,231 (+8.57%) Land $34,886 Building $102,345	$411,858 (+8.57%) Land $104,700 Building $307,158
2024		$126,398 (+21.39%) Land $32,132 Building $94,266	$379,346 (+21.44%) Land $96,435 Building $282,911
2022	$8,508.00 (+4.41%) Homeowner's exemption	$104,122 (+6.96%) Land $26,469 Building $77,653	$312,366 (+6.96%) Land $79,407 Building $232,959
2021	$8,149.00 Homeowner's exemption	$97,347 Land $24,747 Building $72,600	$292,041 Land $74,241 Building $217,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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