1251 Sycamore St, Elgin, IL 60123 Property Records

Kane County property record for 1251 Sycamore St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,842 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Oct 2020)
Tax Bill	$9,378 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-203-001`

Property Details

APN / Parcel Number

Primary APN	`06-33-203-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,842 sqft Living Area
Gross Area	2,921 sqft
Basement Area	1,079 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1251 SYCAMORE ST
City	ELGIN
State	IL
Zip	60123-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE 6 LOT 636
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	6
Legal Block	4
Legal Lot Number	636
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4001
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1251 SYCAMORE ST, ELGIN, IL 60123-4104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage KANE COUNTY TEACHERS CU
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage SCOTT E WAGNER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Dec 11, 1997 · Amount on Record
Deed Document Number	202061283
Prior Transfer Date	Aug 25, 1997
Prior Transfer Doc	0000086013
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1251 SYCAMORE ST, ELGIN, IL 60123-4104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066244
Date	Nov 2, 2020
Instrument	2020K066244

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 15, 2020
Property Address	1251 SYCAMORE ST, ELGIN, IL 60123-4104
Document Number	0000061283
Map Reference	DOC 96K061152
Instrument Date	Aug 28, 2020
Instrument	2020K061283
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1251 SYCAMORE ST, 1251, ELGIN, IL 60123-4104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1251 SYCAMORE ST, ELGIN, IL 60123-4104

Mortgage

Document Number	0000061284
Date	Oct 15, 2020
Instrument	2020K061284

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1251 SYCAMORE ST, ELGIN, IL 60123-4104
Document Number	0000066148
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 SYCAMORE ST ELGIN IL 601234104, ELGIN, IL 60123-4104

Mortgage

Document Number	0000066148
Date	Dec 20, 2017
Instrument	66148

Lender

Name	SCOTT E WAGNER
Address	25275 N ABBEY GLENN DR, HAWTHORN WOODS, IL 60047-7354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2032

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,378.00 (+15.86%) Homeowner's exemption	$130,936 (+8.57%) Land $34,886 Building $96,050	$392,965 (+8.57%) Land $104,700 Building $288,265
2024		$120,600 (+21.39%) Land $32,132 Building $88,468	$361,945 (+21.44%) Land $96,435 Building $265,510
2022	$8,094.00 (+4.43%) Homeowner's exemption	$99,346 (+6.96%) Land $26,469 Building $72,877	$298,038 (+6.96%) Land $79,407 Building $218,631
2021	$7,751.00 Homeowner's exemption	$92,882 Land $24,747 Building $68,135	$278,646 Land $74,241 Building $204,405

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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