1265 Sycamore St, Elgin, IL 60123 Property Records

Kane County property record for 1265 Sycamore St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,028 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Oct 2020)
Tax Bill	$9,938 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-203-005`

Property Details

APN / Parcel Number

Primary APN	`06-33-203-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area
Gross Area	2,834 sqft
Basement Area	806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1265 SYCAMORE ST
City	ELGIN
State	IL
Zip	60123-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE 6 LOT 640
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	6
Legal Block	4
Legal Lot Number	640
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4001
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1265 SYCAMORE ST, ELGIN, IL 60123-4104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Jan 18, 2005 · Amount on Record
Deed Document Number	202065166
Prior Transfer Date	Jul 23, 1997
Prior Transfer Doc	0000061476
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1265 SYCAMORE ST, ELGIN, IL 60123-4104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038604
Date	Aug 8, 2018
Instrument	2018K038604

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2038

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 28, 2020
Property Address	1265 SYCAMORE ST, ELGIN, IL 60123-4104
Document Number	0000065166
Map Reference	DOC 96K061152
Instrument Date	Sep 25, 2020
Instrument	2020K065166
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1142 E CAMBRIA, LOMBARD, IL 60148

Mortgage

Document Number	0000065167
Date	Oct 28, 2020
Instrument	2020K065167

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,938.00 (+15.88%) Homeowner's exemption	$138,270 (+8.57%) Land $34,886 Building $103,384	$414,976 (+8.57%) Land $104,700 Building $310,276
2024		$127,355 (+21.39%) Land $32,132 Building $95,223	$382,218 (+21.44%) Land $96,435 Building $285,783
2022	$8,576.00 (+4.39%) Homeowner's exemption	$104,911 (+6.96%) Land $26,469 Building $78,442	$314,733 (+6.96%) Land $79,407 Building $235,326
2021	$8,215.00 Homeowner's exemption	$98,085 Land $24,747 Building $73,338	$294,255 Land $74,241 Building $220,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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