St. Clair County property record for 1255 River Rd, Saint Clair, MI 48079 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,088 sqft · built 1950 |
| Lot Size | 0.407 acres (17,729 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jan 2018) |
| Tax Bill | $1,910 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-850-0028-000 |
| Primary APN | 74-30-850-0028-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 17,729 sqft (0.407 acres) |
| Lot Dimensions | 348 ft deep x 50 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1255 RIVER RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 EX N 50 FT THEREOF SUPERVISORS GEORGE SMITH FARM PLAT T5NR17E |
| Legal Subdivision | SUPERVISORS GEORGE SMITH FARM PLAT |
| Legal Lot Number | 22 |
| Legal Unit | 22 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 640100 |
Source: St. Clair County records · APN 74-30-850-0028-000
Assessment roll updated October 7, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1255 RIVER RD, SAINT CLAIR, MI 48079-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Mar 08, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 18, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 09, 2018 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 09, 2018 · Amount on Record |
| Deed Sale | Jan 09, 2018 · Amount on Record |
| Prior Sale | Jul 17, 2013 · Amount on Record |
| Deed Document Number | 2018563 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 07, 2026 |
| Property Address | 1255 RIVER RD, SAINT CLAIR, MI 48079-2805 |
| Document Number | 0000591392 |
| Book / Page | 5913 / 92 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20266807 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1255 RIVER RD, SAINT CLAIR, MI 48079-2805 |
| Document Number | 0000006807, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 5913/92 |
| Instrument | 20266807 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 12, 2066 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1255 RIVER RD, SAINT CLAIR, MI 48079-2805 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1255 RIVER RD, SAINT CLAIR, MI 48079-2805 |
| Document Number | 0000056963 |
|---|---|
| Date | Mar 08, 2024 |
| Book Page | 5696/3 |
| Instrument | 2024003819 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 222 DELAWARE AVE, WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 01, 2064 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1255 RIVER RD, SAINT CLAIR, MI 48079-2805 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | SOLIDIFI TITLE AND CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0005160416 |
|---|---|
| Date | Mar 05, 2020 |
| Book Page | 5160/416 |
| Instrument | 2020005654 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1255 RIVER RD, SAINT CLAIR, MI 48079-2805 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005175470 |
|---|---|
| Date | Apr 18, 2020 |
| Book Page | 5175/470 |
| Instrument | 2020009492 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 09, 2018 |
| Property Address | 1255 RIVER RD, SAINT CLAIR, MI 48079-2805 |
| Document Number | 0049050567 |
| Book / Page | 004905 / 000567 |
| Instrument Date | Dec 07, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,064.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1255 RIVER RD ST CLAIR MI 480792805, ST CLAIR, MI 48079-2805 |
| Document Number | 49050568 |
|---|---|
| Date | Jan 09, 2018 |
| Book Page | 004905/000568 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 08, 2033 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,910.00 (-29.23%) Homeowner's exemption | $135,700 (+30.23%) | |
| 2024 | $2,699.00 (+4.17%) | $271,400 (+30.23%) | |
| 2023 | $104,200 | ||
| 2022 | $2,591.00 | $208,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476401001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2020, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property
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|---|---|---|
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