1283 River Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1283 River Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,878 sqft · built 1952
Lot Size	0.468 acres (20,386 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jul 2018)
Tax Bill	$3,748 (2025)
Deeds & Mortgages	May 2019 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-850-0033-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-850-0033-000`

Interior

Full Baths	3 Baths
Building Area	1,878 sqft Living Area
1st Floor Area	1,878 sqft
Basement Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	20,386 sqft (0.468 acres)
Lot Dimensions	340 ft deep x 60 ft wide
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1283 RIVER RD
City	SAINT CLAIR
State	MI
Zip	48079-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	S 40' OF LOT 24 & N 20' OF LOT 25 SUPERVISORS GEORGE SMITH FARM PLAT T5NR17E
Legal Subdivision	SUPERVISORS GEORGE SMITH FARM PLAT SUB
Legal Lot Number	24-25
Legal Unit	24,25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1001
Census Tract	640100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1283 RIVER RD, SAINT CLAIR, MI 48079-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 3, 2020	Intrafamily Transfer, Transfer MUTUAL TITLE AGENCY
Jul 18, 2018	Warranty Deed, Transfer ABSTRACT TITLE
Mar 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	201816303
Deed Book / Page	4969 / 62
Last Transfer Date	Mar 23, 2020
Transfer Doc	0005169919
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1283 RIVER RD, SAINT CLAIR, MI 48079-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050520456
Date	May 1, 2019
Book Page	5052/456
Instrument	2019008967

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1283 RIVER RD, SAINT CLAIR, MI 48079-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 RIVED RD, SAINT CLAIR, MI 48079-2805

Mortgage

Document Number	0052800871
Date	Dec 1, 2020
Book Page	5280/871
Instrument	2020030352

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Dec 1, 2041

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 3, 2020
Property Address	1283 RIVER RD, SAINT CLAIR, MI 48079-2805
Document Number	0005169919
Book / Page	5169 / 919
Map Reference	LB 53 PG 35
Instrument Date	Mar 23, 2020
Instrument	2020007572
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	MUTUAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 RIVER RD, SAINT CLAIR, MI 48079-2805

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 18, 2018
Property Address	1283 RIVER RD, SAINT CLAIR, MI 48079-2805
Document Number	0000496962
Book / Page	4969 / 62
Map Reference	LB 53 PG 35
Instrument Date	Jun 27, 2018
Instrument	2018016303
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ABSTRACT TITLE

Transaction

Amount	Amount Recorded
Tax	$3,311.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 RIVER RD APT 206, 1501, SAINT CLAIR, MI 48079-3541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 RIVER RD APT 206, 206, SAINT CLAIR, MI 48079-3541

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 14, 2017
Property Address	1283 RIVER RD, SAINT CLAIR, MI 48079-2805
Document Number	0048080443
Book / Page	004808 / 000443
Instrument Date	Jan 23, 2017
Transaction Type	Transfer
Record Updated	Apr 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1283 RIVER RD ST CLAIR MI 480792805, ST CLAIR, MI 48079-2805

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,800 (+0.81%)	$371,600 (+0.81%)
2025	$3,748.00 (+3.39%) Homeowner's exemption	$184,300 (+28.25%)
2024	$3,625.00 (+8.08%)		$368,600 (+28.25%)
2023		$143,700
2022	$3,354.00		$287,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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