1235 River Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1235 River Rd, Saint Clair, MI 48079 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage2,491 sqft Living Area
Lot Size26,267 sqft (0.603 acres)
OccupancyOwner Occupied
Last Sale$925,000 (2023)
Tax Bill$7,755.00 (2025)

Property Details

APN / Parcel Number

Primary APN74-30-850-0024-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,491 sqft Living Area
1st Floor1,744 sqft 1st Floor
Basement Area1,744 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area26,267 sqft (0.603 acres)
Depth X Width350 ft x 75 ft Depth x Width
Parking Spaces6 Parking Spaces
Garage Area1,728 sqft Garage

Utilities and HVAC

Heating SystemHot Water Heating

Location & Zoning

Street Address1235 RIVER RD
CitySAINT CLAIR
StateMI
Zip48079-2805
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS 1/2 OF LOT 19 & N 25 FT LOT 20 SUPERVISORS GEORGE SMITH FARM PLAT T5NR17E
Legal SubdivisionSUPERVISORS GEORGE SMITH FARM PLAT
Legal Lot Number19-20
Legal Unit19,20
JurisdictionSAINT CLAIR MI
Minor Civil DivisionST. CLAIR
Census Blockgroup1
Census Block1001
Census Tract640100

Owner

Source: St. Clair County records · APN 74-30-850-0024-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1235 RIVER RD, SAINT CLAIR, MI 48079-2805
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Nov 03, 2020Warranty Deed, Transfer · Conventional Mortgage
TCF NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 12, 2023 · Amount on Record
Deed SaleOct 12, 2023 · Amount on Record
Prior SaleNov 03, 2020 · Amount on Record
Deed Doc Number202318156
Prior Transfer DateMay 27, 2011
Prior Transfer Doc004155/572
Record RefreshedJun 08, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateOct 12, 2023
Property Address1235 RIVER RD, SAINT CLAIR, MI 48079-2805
Document Number0005661901
Book / Page5661 / 901
Map ReferenceLB 53 PG 35
Instrument DateSep 20, 2023
Instrument2023018156
Transaction TypeTransfer
Record UpdatedOct 26, 2023
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,937.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1235 RIVER RD, SAINT CLAIR, MI 48079-2805

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address27 JAMES PL, SHADY COVE, OR 97539-9707

Mortgage

Document Number0005657189
DateSep 25, 2023
Book Page5657/189
Instrument2023017002
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 03, 2020
Property Address1235 RIVER RD, SAINT CLAIR, MI 48079-2805
Document Number0005266793
Book / Page5266 / 793
Map ReferenceLB 53 PG 35
Instrument DateOct 16, 2020
Instrument2020027494
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyATA NATIONAL TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,812.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1235 RIVER RD, 1235, SAINT CLAIR, MI 48079-2805

Transferred To (Grantee/Buyer)

NameVerified Name
Address4784 KETCHUM RD, SAINT CLAIR, MI 48079-4102

Mortgage

Document Number2020027495
DateNov 03, 2020
Instrument2020027495
Lender
NameTCF NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,755.00 (-27.15%) Homeowner's exemption$541,900 (+25.53%)
2024$10,645.00 (+6.36%)$1,083,800 (+25.53%)
2023$431,700
2022$10,008.00$863,400

Flood & Wildfire

1235 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Rd

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