1255 Ponza Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 1255 Ponza Ln, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,038 sqft · built 1986
Lot Size	4.35 acres (189,486 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Apr 2019)
Tax Bill	$19,516 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102-021-64`

Property Details

APN / Parcel Number

Primary APN	`102-021-64`
Alternative APN	`102-021-64-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Building Area	4,038 sqft Living Area
Gross Area	5,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	189,486 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces
Deck Area	1,022 sqft
Patio Area	1,022 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1255 PONZA LN
City	SOQUEL
State	CA
Zip	95073-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	121200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1255 PONZA LN, SOQUEL, CA 95073-9780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 23, 2019	Grant Deed, Transfer · Conventional Mortgage SEA WEST COAST GUARD FCU
Apr 23, 2019	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	201910541
Prior Transfer Date	Apr 9, 2019
Prior Transfer Doc	0000010538
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1255 PONZA LN, SOQUEL, CA 95073-9780
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 PONZA LN, SOQUEL, CA 95073-9780

Mortgage

Document Number	0000040302
Date	Jul 30, 2021
Instrument	2021-0040302

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 23, 2019
Property Address	1255 PONZA LN, SOQUEL, CA 95073-9780
Document Number	0000010541
Map Reference	VOL 41 PG 5
Instrument Date	Apr 17, 2019
Instrument	2019-0010541
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1255 PONZA LN, SOQUEL, CA 95073-9780

Mortgage

Document Number	0000010542
Date	Apr 23, 2019
Instrument	2019-0010542

Lender

Name	SEA WEST COAST GUARD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 23, 2019
Property Address	1255 PONZA LN, SOQUEL, CA 95073-9780
Document Number	0000010539
Instrument Date	Apr 5, 2019
Instrument	10539
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	52 FREEPORT CT DISCOVERY BAY CA 945052695, DISCOVERY BAY, CA 94505-2695

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,706,745 (+2%) Land $910,264 Building $796,481
2025	$19,516.00 (+8.95%) Homeowner's exemption	$1,673,278 (+4.04%) Land $892,415 Building $780,863
2023	$17,912.00 (+0.8%) Homeowner's exemption	$1,608,303 Land $857,762 Building $750,541	$1,943,820
2022	$17,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Feb 2023 · river or lake flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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