Cabarrus County property record for 12545 Garron Rd, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,088 sqft · built 2018 |
| Lot Size | 0.102 acres (4,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,000 (Jul 2018) |
| Tax Bill | $2,484 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021E0292.000000 |
| Primary APN | 10021E0292.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 1,044 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,443 sqft (0.102 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 504 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 36 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 124697 |
|---|---|
| Street Address | 12545 GARRON RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 292 FOX CREEK |
| Legal Subdivision | FOX CREEK |
| Legal Lot Number | 292 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 41603 |
Source: Cabarrus County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12545 GARRON RD, MIDLAND, NC 28107-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 25, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage ENVOY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on Record |
| Deed Sale | Jul 25, 2018 · Amount on Record |
| Deed Book / Page | 13104 / 1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 12545 GARRON RD, MIDLAND, NC 28107-9553 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Title Company | ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|
| Document Number | 0017914187 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 17914/187 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 12545 GARRON RD, MIDLAND, NC 28107-9553 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015639288 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 15639/288 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 25, 2018 |
| Property Address | 12545 GARRON RD, MIDLAND, NC 28107-9553 |
| Document Number | 131041 |
| Book / Page | 013104 / 000001 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 18134 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 12545 GARRON RD MIDLAND NC 281079553, MIDLAND, NC 28107-9553 |
| Document Number | 131043 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 013104/000003 |
| Instrument | 18134 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77093 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2048 |
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,484.00 (+19.19%) | $320,220 (+47.53%) Land $70,000 Building $250,220 | |
| 2024 | $320,220 (+47.53%) Land $70,000 Building $250,220 | ||
| 2023 | $2,084.00 | $217,060 Land $42,500 Building $174,560 | $217,060 Land $42,500 Building $174,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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