Cabarrus County property record for 12538 Garron Rd, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,940 sqft · built 2018 |
| Lot Size | 0.102 acres (4,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Aug 2023) |
| Tax Bill | $2,105 (2023) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021E0305.000000 |
| Primary APN | 10021E0305.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,940 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 715 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,443 sqft (0.102 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 738 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 110 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 164755 |
|---|---|
| Street Address | 12538 GARRON RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 305 FOX CREEK |
| Legal Subdivision | FOX CREEK |
| Legal Lot Number | 305 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 41603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12538 GARRON RD, MIDLAND, NC 28107-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 31, 2018 | Warranty Deed, Subdivision Related Transfer NORTH CAROLINA HOUSING FINANCE AGEN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2023 · Amount on Record |
| Deed Sale | Aug 16, 2023 · Amount on Record |
| Prior Sale | Oct 31, 2018 · Amount on Record |
| Deed Document Number | 202316936 |
| Deed Book / Page | 16610 / 171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 16, 2023 |
| Property Address | 12538 GARRON RD, MIDLAND, NC 28107-9553 |
| Document Number | 0016610171 |
| Book / Page | 16610 / 171 |
| Map Reference | MB 74 PG 84-88 |
| Instrument Date | Aug 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 707 SHADY DR, ALBEMARLE, NC 28001-7911 |
| Name | Verified Name |
|---|---|
| Address | 12538 GARRON RD, MIDLAND, NC 28107-9553 |
| Document Number | 0166100174 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 16610-0174 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 12538 GARRON RD, MIDLAND, NC 28107-9553 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000151327 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 15132/7 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 31, 2018 |
| Property Address | 12538 GARRON RD, MIDLAND, NC 28107-9553 |
| Document Number | 0013250261 |
| Book / Page | 13250 / 0261 |
| Map Reference | MB13058 PG317 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 12538 GARRON RD, MIDLAND, NC 28107-9553 |
| Document Number | 0013250279 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 13250/279 |
| Name | NORTH CAROLINA HOUSING FINANCE AGEN |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|
| Document Number | 0013250263 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 13250/0263 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,800 (+52.68%) Land $70,000 Building $264,800 | ||
| 2024 | $334,800 (+52.68%) Land $70,000 Building $264,800 | ||
| 2023 | $2,105.00 | $219,280 Land $42,500 Building $176,780 | $219,280 Land $42,500 Building $176,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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