12537 Garron Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 12537 Garron Rd, Midland, NC 28107

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,064 sqft · built 2018
Lot Size0.102 acres (4,443 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Jul 2018)
Tax Bill$2,095 (2023)
Deeds & MortgagesJul 2018 Sale & Mortgage
Jan 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN10021E0290.000000

Property Details

APN / Parcel Number

Primary APN10021E0290.000000
Alternative APNs
  • 5544 97 9008
  • 124749

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,064 sqft Living Area
Gross Area2,428 sqft
1st Floor Area936 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,443 sqft (0.102 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeMixed
Garage Area240 sqft
DrivewayConcrete Driveway
Driveway Area456 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number124749
Street Address12537 GARRON RD
CityMIDLAND
StateNC
Zip28107-9553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionLT 290 FOX CREEK
Legal SubdivisionFOX CREEK
Legal Lot Number290
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1022
Census Tract41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12537 GARRON RD, MIDLAND, NC 28107-9553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2018Warranty Deed, Subdivision Related Transfer · Conventional with PMI
BRANCH BK&TR
Jan 10, 2018Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2018 · Amount on Record
Deed SaleJul 27, 2018 · Amount on Record
Prior SaleJan 10, 2018 · Amount on Record
Deed Book / Page13108 / 288
Record UpdatedOct 29, 2026

July 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJul 27, 2018
Property Address12537 GARRON RD, MIDLAND, NC 28107-9553
Document Number13108288
Book / Page013108 / 000288
Instrument DateJul 27, 2018
Instrument18415
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 1, 2018
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12537 GARRON RD MIDLAND NC 281079553, MIDLAND, NC 28107-9553

Mortgage

Document Number13108290
DateJul 27, 2018
Book Page013108/000290
Instrument18416
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 26, 2048

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Recording DateJan 10, 2018
Property Address12537 GARRON RD, MIDLAND, NC 28107-9553
Book / Page012839 / 000168
Instrument DateJan 5, 2018
Instrument693
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Mortgage

Document Number12839168
DateJan 10, 2018
Book Page012839/000168
Instrument693
Lender
NameSUNTRUST BK
TypeBank
Address4555 MANSELL RD # 100MAI, ALPHARETTA, GA 30022-8277
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$322,190 (+47.62%) Land $70,000 Building $252,190
2024$322,190 (+47.62%) Land $70,000 Building $252,190
2023$2,095.00$218,260 Land $42,500 Building $175,760$218,260 Land $42,500 Building $175,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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