Orange County property record for 12540 Park Ave, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 7,183 sqft · built 1995 |
| Lot Size | 0.998 acres (43,463 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,550,000 (May 2017) |
| Tax Bill | $41,429 (2025) |
| Deeds & Mortgages | Jun 2020 Transfer Mar 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-23-27-1306-00-330 |
| Primary APN | 12-23-27-1306-00-330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 7,183 sqft Living Area |
| Gross Area | 9,772 sqft |
| 1st Floor Area | 4,366 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 43,463 sqft (0.998 acres) |
| Garage Type | Attached |
| Garage Area | 1,016 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 1,257 sqft |
| Patio Area | 80 sqft |
| Water Feature | Water Feature |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12540 PARK AVE |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-7608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE-C |
| Legal Description | CHAINE DU LAC 27/60 LOT 33 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | CHAINE DU LAC |
| Legal Tract | 1306 |
| Legal Lot Number | 33 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 17115 |
Source: Orange County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12540 PARK AVE, WINDERMERE, FL 34786-7608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2020 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Mar 27, 2018 | Deed of Trust, Mortgage · Line of Credit COMPASS FED'L S&L |
| May 23, 2017 | Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Nov 1, 2016 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on Record |
| Deed Sale | May 23, 2017 · Amount on Record |
| Prior Sale | Mar 2, 1994 · Amount on Record |
| Deed Document Number | 2017286360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 25, 2020 |
| Property Address | 12540 PARK AVE, WINDERMERE, FL 34786-7608 |
| Document Number | 0000349420 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 349420 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12540 PARK AVE WINDERMERE FL 347867608, WINDERMERE, FL 34786-7608 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12540 PARK AVE, WINDERMERE, FL 34786-7608 |
| Document Number | 0000214285 |
| Instrument Date | Mar 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | CT LIEN SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12540 PARK AVE WINDERMERE FL 347867608, WINDERMERE, FL 34786-7608 |
| Document Number | 0000214285 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 214285 |
| Name | COMPASS FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | ORLANDO, FL 32801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 9, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 23, 2017 |
| Property Address | 12540 PARK AVE, WINDERMERE, FL 34786-7608 |
| Document Number | 0000286360 |
| Instrument Date | May 22, 2017 |
| Instrument | 286360 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Tax | $17,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12540 PARK AVE WINDERMERE FL 347867608, WINDERMERE, FL 34786-7608 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12540 PARK AVE, WINDERMERE, FL 34786-7608 |
| Document Number | 0000136687 |
| Instrument Date | Nov 1, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2017 |
| Name | Verified Name |
|---|---|
| Address | 12540 PARK AVE WINDERMERE FL 347867608, WINDERMERE, FL 34786-7608 |
| Document Number | 0000136687 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 136687 |
| Name | WELLS FARGO BK |
|---|---|
| Address | 1 HOME CAMPUS, DES MOINES, IA 50328-0001 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 14, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.48% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,788,957 (+2.7%) | $2,973,380 (-1.11%) Land $1,100,000 Building $1,873,380 | |
| 2025 | $41,429.00 (-3.51%) Homeowner's exemption | $2,715,635 (+5.99%) | $3,006,630 (+5.44%) Land $1,100,000 Building $1,906,630 |
| 2024 | $42,934.00 (+7.21%) | ||
| 2023 | $40,046.00 (+2.84%) Homeowner's exemption | $2,562,234 (+3%) | $2,851,505 (+10.25%) Land $1,100,000 Building $1,751,505 |
| 2022 | $38,941.00 Homeowner's exemption | $2,487,606 | $2,586,364 Land $1,100,000 Building $1,486,364 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink Fiber | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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