Montgomery County property record for 12528 Montclair Dr, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,715 sqft · built 1963 |
| Lot Size | 0.272 acres (11,843 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Jun 2010) |
| Tax Bill | $6,425 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00335764 |
| Primary APN | 05-00335764 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,715 sqft Living Area |
| 1st Floor Area | 1,553 sqft |
| Basement Area | 462 sqft |
| Finished Basement | 462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 11,843 sqft (0.272 acres) |
| Garage Area | 140 sqft |
| Porch | Open Porch |
| Porch Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00335764 |
|---|---|
| Street Address | 12528 MONTCLAIR DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-2051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | EAST SPRINGBROOK |
| Legal Subdivision | EAST SPRINGBROOK |
| Legal Block | K |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 701503 |
Source: Montgomery County records · APN 05-00335764
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 LA BREA CT, LOMPOC, CA 93437-1528 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 13, 2022 | Deed of Trust, Mortgage · VA Mortgage GARDEN STATE HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 28, 2010 · Amount on Record |
| Deed Sale | Jun 28, 2010 · Amount on Record |
| Deed Document Number | 2010166319 |
| Last Transfer Date | Apr 29, 2015 |
| Transfer Doc | 0515710403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12528 MONTCLAIR DR, SILVER SPRING, MD 20904-2051 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12528 MONTCLAIR DR, SILVER SPRING, MD 20904-2051 |
| Document Number | 0699570318 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 69957/318 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 01, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12528 MONTCLAIR DR, SILVER SPRING, MD 20904-2051 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Title Company | NEW LINE TITLE AND ESCROW COMPANY LLC, NEW LINE TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 12528 MONTCLAIR DR, SILVER SPRING, MD 20904-2051 |
| Document Number | 0650400338 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 65040/338 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,600 (+9.2%) Land $219,300 Building $324,300 | $543,600 (-) Land $219,300 Building $324,300 | |
| 2025 | $6,425.00 (+10.59%) | $497,800 (+22.55%) | $543,600 (+33.83%) Land $219,300 Building $324,300 |
| 2024 | $5,810.00 (+18.57%) | ||
| 2023 | $406,200 Land $219,300 Building $186,900 | $406,200 Land $219,300 Building $186,900 | |
| 2022 | $4,900.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 443 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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