Montgomery County property record for 12527 Montclair Dr, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,115 sqft · built 1963 |
| Lot Size | 0.225 acres (9,783 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (May 2012) |
| Tax Bill | $5,399 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00333253 |
| Primary APN | 05-00333253 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,115 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Basement Area | 663 sqft |
| Finished Basement | 663 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,783 sqft (0.225 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00333253 |
|---|---|
| Street Address | 12527 MONTCLAIR DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-2053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | EAST SPRINGBROOK |
| Legal Subdivision | EAST SPRINGBROOK |
| Legal Block | O |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 701503 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12527 MONTCLAIR DR, SILVER SPRING, MD 20904-2053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITY LENDING INC |
| Mar 15, 2018 | Deed of Trust, Mortgage · FHA Mortgage NORWICH COMMERCIAL GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2012 · Amount on Record |
| Deed Sale | May 9, 2012 · Amount on Record |
| Prior Sale | Oct 30, 2006 · Amount on Record |
| Deed Book / Page | 43923 / 459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12527 MONTCLAIR DR, SILVER SPRING, MD 20904-2053 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 12527 MONTCLAIR DR, SILVER SPRING, MD 20904-2053 |
| Document Number | 0636420269 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 63642/269 |
| Name | CITY LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | VIENNA, VA 22182 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12527 MONTCLAIR DR, SILVER SPRING, MD 20904-2053 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AVANCE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0557740292 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 55774/292 |
| Name | NORWICH COMMERCIAL GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | AVON, CT 06001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,500 (+6.33%) Land $213,400 Building $285,100 | $498,500 (-) Land $213,400 Building $285,100 | |
| 2025 | $5,399.00 (+28.98%) | $468,833 (+14.49%) | $498,500 (+21.73%) Land $213,400 Building $285,100 |
| 2023 | $409,500 Land $213,400 Building $196,100 | $409,500 Land $213,400 Building $196,100 | |
| 2022 | $4,186.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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