12526 Montclair Dr, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12526 Montclair Dr, Silver Spring, MD 20904

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,589 sqft · built 1963
Lot Size0.248 acres (10,813 sqft)
Owner2 Individual Names on File
Last Sale$449,900 (Oct 2020)
Tax Bill$5,984 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-00334816

Property Details

APN / Parcel Number

Primary APN05-00334816
Alternative APN
  • 00334816

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,589 sqft Living Area
1st Floor Area1,456 sqft
Basement Area323 sqft
Finished Basement323 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,813 sqft (0.248 acres)
Garage Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00334816
Street Address12526 MONTCLAIR DR
CitySILVER SPRING
StateMD
Zip20904-2051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionEAST SPRINGBROOK
Legal SubdivisionEAST SPRINGBROOK
Legal BlockK
Legal Lot Number14
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group1
Census Block1009
Census Tract701503

Owner

Source: Montgomery County records · APN 05-00334816

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12526 MONTCLAIR DR, SILVER SPRING, MD 20904-2051
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Line of Credit
MID-ATLANTIC FEDERAL CREDIT UNION
Oct 28, 2020Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2020 · Amount on Record
Deed SaleOct 28, 2020 · Amount on Record
Prior SaleJul 26, 1994 · Amount on Record
Deed Book / Page60919 / 126
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Recording DateMay 27, 2026
Property Address12526 MONTCLAIR DR, SILVER SPRING, MD 20904-2051
Document Number7053000017
Book / Page70532 / 17
Instrument DateMay 14, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address12526 MONTCLAIR DR, SILVER SPRING, MD 20904-2051

Mortgage

Document Number7053000017,
DateMay 27, 2026
Book Page70532/17
Lender
NameMID-ATLANTIC FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateOct 28, 2020
Property Address12526 MONTCLAIR DR, SILVER SPRING, MD 20904-2051
Document Number0609190126
Book / Page60919 / 126
Map ReferenceMB 70 PL 6550
Instrument DateOct 19, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,748.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12526 MONTCLAIR DR, SILVER SPRING, MD 20904-2051

Mortgage

Document Number60919131
DateOct 28, 2020
Instrument60919/131
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$496,300 (+8.02%) Land $216,500 Building $279,800$496,300 (-) Land $216,500 Building $279,800
2025$5,984.00 (+45.95%)$459,467 (+19.09%)$496,300 (+28.64%) Land $216,500 Building $279,800
2023$385,800 Land $216,500 Building $169,300$385,800 Land $216,500 Building $169,300
2022$4,100.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317015031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Based on FCC filings for 443 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0150005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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