1252 Red Oak Ct, Elgin, IL 60120 Property Records

Cook County property record for 1252 Red Oak Ct, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,193 sqft · built 1989
Lot Size	0.276 acres (12,030 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 1995)
Tax Bill	$5,190 (2023)
Deeds & Mortgages	Sep 2025 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-407-005`

Property Details

APN / Parcel Number

Primary APN	`06-18-407-005`
Alternative APN	`06-18-407-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,193 sqft Living Area
1st Floor Area	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,030 sqft (0.276 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1252 RED OAK CT
City	ELGIN
State	IL
Zip	60120-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(COUNTRY) (BROOK) A SUB OF PT OF THE SW OF SEC 17 & P T OF THE SE SEC 18-41-09
Legal Range	09E
Legal Township	41N
Legal Section	18
Legal Subdivision	COUNTRY BROOK
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1006
Census Tract	804405

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1252 RED OAK CT, ELGIN, IL 60120-4832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage POINT DIGITAL FINANCE INC
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 1995 · Amount on Record
Deed Sale	Sep 15, 1995 · Amount on Record
Deed Document Number	1995564
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1252 RED OAK CT, ELGIN, IL 60120-4832
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1252 RED OAK CT, ELGIN, IL 60120-4832

Mortgage

Document Number	0026711034
Date	Sep 24, 2025
Instrument	2526711034

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1252 RED OAK CT, ELGIN, IL 60120-4832
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012712197
Date	May 7, 2021
Instrument	2112712197

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1252 RED OAK CT, ELGIN, IL 60120-4832
Document Number	2008046542
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1252 RED OAK CT ELGIN IL 601204832, ELGIN, IL 60120-4832

Mortgage

Document Number	2008046542
Date	Mar 20, 2020
Instrument	8046542

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	7.13%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,000 (+12.5%) Land $8,421 Building $18,579	$270,000 (+12.5%) Land $84,210 Building $185,790
2023	$5,190.00 (+3.99%)
2022	$4,991.00 Homeowner's exemption Senior Citizen's exemption	$23,999 Land $6,616 Building $17,383	$239,990 Land $66,160 Building $173,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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