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1240 Red Oak Ct, Elgin, IL 60120 Property Records

Cook County property record for 1240 Red Oak Ct, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,720 sqft · built 1990
Lot Size0.242 acres (10,554 sqft)
OwnerCompany Name on File
Tax Bill$6,342 (2023)
Deeds & MortgagesMar 2021 Transfer
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-18-407-011

Property Details

APN / Parcel Number

Primary APN06-18-407-011
Alternative APN
  • 06-18-407-011-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,720 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1991
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,554 sqft (0.242 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1240 RED OAK CT
CityELGIN
StateIL
Zip60120-4832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 IN COUNTRY BROOK SUB SW4 OF SEC17+ T41N R09E 3P
Legal Range9E
Legal Township41N
Legal Section18
Legal SubdivisionCOUNTRY BROOK
Legal Lot Number11
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1006
Census Tract804405

Owner

1240 Red Oak Ct is owned by a company that acquired it in November 2020.

Source: Cook County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address1240 RED OAK CT, ELGIN, IL 60120-4832
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 13, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 22, 2020
Transfer Doc0000033014
Record UpdatedSep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateMar 4, 2021
Property Address1240 RED OAK CT, ELGIN, IL 60120-4832
Document Number0006333014
Map ReferenceDOC 89410826
Instrument DateNov 22, 2020
Instrument2106333014
Transaction TypeTransfer
Record UpdatedApr 9, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1240 RED OAK CT, ELGIN, IL 60120-4832

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1240 RED OAK CT, ELGIN, IL 60120-4832

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1240 RED OAK CT, ELGIN, IL 60120-4832
Document Number1820746011
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedAug 9, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1240 RED OAK CT ELGIN IL 601204832, ELGIN, IL 60120-4832

Mortgage

Document Number1820746011
DateJul 26, 2018
Instrument20746011
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 25, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,000 Land $7,388 Building $25,612$330,000 Land $73,880 Building $256,120
2023$6,342.00 (+3.8%)
2022$6,110.00 Homeowner's exemption Senior Citizen's exemption$27,999 Land $5,804 Building $22,195$279,990 Land $58,040 Building $221,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1240 Red Oak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1240 Red Oak Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

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