1246 Red Oak Ct, Elgin, IL 60120 Property Records

Cook County property record for 1246 Red Oak Ct, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,720 sqft · built 1990
Lot Size	0.266 acres (11,569 sqft)
Owner	Individual Name on Record
Tax Bill	$6,054 (2023)
Deeds & Mortgages	Mar 2022 Transfer May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-18-407-008`

Property Details

APN / Parcel Number

Primary APN	`06-18-407-008`
Alternative APN	`06-18-407-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,569 sqft (0.266 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1246 RED OAK CT
City	ELGIN
State	IL
Zip	60120-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	18
Legal Subdivision	COUNTRY BROOK
Legal Lot Number	8
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1006
Census Tract	804405

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1246 RED OAK CT, ELGIN, IL 60120-4832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 11, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2021
Transfer Doc	0000057021
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 31, 2022
Property Address	1246 RED OAK CT, ELGIN, IL 60120-4832
Document Number	0009057021
Map Reference	DOC 89410826
Instrument Date	Oct 19, 2021
Instrument	2209057021
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1246 RED OAK CT, ELGIN, IL 60120-4832

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1246 RED OAK CT, ELGIN, IL 60120-4832
Document Number	1714408034
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1246 RED OAK CT ELGIN IL 601204832, ELGIN, IL 60120-4832

Mortgage

Document Number	1714408034
Date	May 24, 2017
Instrument	14408034

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	May 23, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,000 (+18.52%) Land $8,098 Building $23,902	$320,000 (+18.52%) Land $80,980 Building $239,020
2023	$6,054.00 (+3.84%)
2022	$5,830.00 Homeowner's exemption Senior Citizen's exemption	$26,999 Land $6,362 Building $20,637	$269,990 Land $63,620 Building $206,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Red Oak Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures