12512 Garrow Dr, Clear Spring, MD 21722 Property Records

Washington County property record for 12512 Garrow Dr, Clear Spring, MD 21722 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,168 sqft · built 2003
Lot Size1.49 acres (64,904 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Feb 2022)
Tax Bill$3,592 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-014707

Property Details

APN / Parcel Number

Primary APN04-014707
Alternative APN
  • 014707

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,168 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area64,904 sqft (1.49 acres)
Garage TypeMixed
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area160 sqft
Deck Area296 sqft
Shed1 Shed
Shed Area1,440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number014707
Street Address12512 GARROW DR
CityCLEAR SPRING
StateMD
Zip21722-1722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 1.49 ACRES 12512 GARROW DRIVE MEADOWS AT ST PAUL
Legal SubdivisionMEADOWS AT ST
Legal Lot Number21
JurisdictionWASHINGTON MD
Township / Civil Division4, CLEAR SPRING
Census Block Group1
Census Block1046
Census Tract10600

Owner

Source: Washington County records · APN 04-014707

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15813 BROADFORDING RD, CLEAR SPRING, MD 21722-1510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2022 · Amount on Record
Deed SaleFeb 01, 2022 · Amount on Record
Prior SaleAug 02, 2002 · Amount on Record
Deed Book / Page6914 / 72
Record UpdatedSep 20, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateFeb 01, 2022
Property Address12512 GARROW DR, CLEAR SPRING, MD 21722-1722
Document Number0069140072
Book / Page6914 / 72
Map ReferenceFO 4684
Instrument DateJan 31, 2022
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanySECURITY TITLE GUARANTEE CORPORATION, SECURITY TTL GUARANTEE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15813 BROADFORDING RD, CLEAR SPRING, MD 21722-1510

Mortgage

Document Number0000691477
DateFeb 01, 2022
Instrument6914/77
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$429,700 (+14.14%) Land $74,900 Building $354,800$429,700 (-) Land $74,900 Building $354,800
2025$3,592.00 (+27.92%) Homeowner's exemption$376,467 (+39.43%)$429,700 (+59.15%) Land $74,900 Building $354,800
2023$2,808.00$270,000 Land $74,900 Building $195,100$270,000 Land $74,900 Building $195,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430106001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014, other causes

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Maryland
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Schurz CommunicationsFiber2,300 / 2,300
Schurz CommunicationsCable1,300 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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