Washington County property record for 12509 Garrow Dr, Clear Spring, MD 21722
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,903 sqft · built 2000 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $31,500 (May 2000) |
| Tax Bill | $2,748 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-014782 |
| Primary APN | 04-014782 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,903 sqft Total Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Type | Built-in |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Patio Area | 350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 014782 |
|---|---|
| Street Address | 12509 GARROW DR |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | LOT 15 1.23 ACRES 12509 GARROW DRIVE MEADOWS AT ST PAUL |
| Legal Subdivision | MEADOWS AT ST |
| Legal Lot Number | 15 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 10600 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12509 GARROW DR, CLEAR SPRING, MD 21722-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2000 · Amount on Record |
| Deed Sale | May 2, 2000 · Amount on Record |
| Deed Document Number | 20009867 |
| Deed Book / Page | 1568 / 190 |
| Last Transfer Date | Dec 19, 2025 |
| Transfer Doc | 0078290392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 23, 2025 |
| Property Address | 12509 GARROW DR, CLEAR SPRING, MD 21722-1708 |
| Document Number | 0078290392 |
| Book / Page | 7829 / 392 |
| Map Reference | LB 1568 FO 190 |
| Instrument Date | Dec 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12509 GARROW DR, CLEAR SPRING, MD 21722-1708 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,748.00 (+72.83%) Homeowner's exemption | $300,000 (+8.92%) Land $72,300 Building $227,700 | $300,000 (-) Land $72,300 Building $227,700 |
| 2025 | $1,590.00 (-29.02%) Homeowner's exemption | $275,433 (+21.71%) | $300,000 (+32.57%) Land $72,300 Building $227,700 |
| 2024 | $2,240.00 (-2.4%) | ||
| 2023 | $2,295.00 Homeowner's exemption | $226,300 Land $72,300 Building $154,000 | $226,300 Land $72,300 Building $154,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
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