12504 Garrow Dr, Clear Spring, MD 21722 Property Records

Washington County property record for 12504 Garrow Dr, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,807 sqft · built 2002
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Aug 2013)
Tax Bill	$3,054 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-014723`

Property Details

APN / Parcel Number

Primary APN	`04-014723`
Alternative APN	`014723`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,807 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	014723
Street Address	12504 GARROW DR
City	CLEAR SPRING
State	MD
Zip	21722-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 19 1.23 ACRES 12504 GARROW DRIVE MEADOWS AT ST PAUL
Legal Subdivision	MEADOWS AT ST
Legal Lot Number	19
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1046
Census Tract	10600

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12504 GARROW DR, CLEAR SPRING, MD 21722-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2013 · Amount on Record
Deed Sale	Aug 22, 2013 · Amount on Record
Prior Sale	May 1, 2000 · Amount on Record
Deed Book / Page	4616 / 206
Last Transfer Date	Jun 27, 2020
Transfer Doc	0063080200
Record Updated	Oct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Jul 20, 2020
Property Address	12504 GARROW DR, CLEAR SPRING, MD 21722-1722
Document Number	0063080200
Book / Page	6308 / 200
Map Reference	FO 4684&4687
Instrument Date	Jun 27, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SECU TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12504 GARROW DR, CLEAR SPRING, MD 21722-1722

Mortgage

Document Number	0006308206
Date	Jul 20, 2020
Instrument	6308/206

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,054.00 (+5.49%) Homeowner's exemption	$328,900 (+9.2%) Land $72,300 Building $256,600	$328,900 (-) Land $72,300 Building $256,600
2025	$2,895.00 (+5.46%) Homeowner's exemption	$301,200 (+22.54%)	$328,900 (+33.81%) Land $72,300 Building $256,600
2024	$2,745.00 (+7.39%)
2023	$2,556.00 Homeowner's exemption	$245,800 Land $72,300 Building $173,500	$245,800 Land $72,300 Building $173,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20